1660 Old Rivers Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 1660 Old Rivers Rd, Concord, NC 28027

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,611 sqft · built 2023
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2023)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04104J0156.000000`

Property Details

APN / Parcel Number

Primary APN	`04104J0156.000000`
Alternative APNs	`5601 99 6034` `105524` `167420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,611 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	645 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	96 ft deep x 32 ft wide
Garage Type	Mixed
Garage Area	273 sqft
Driveway	Concrete Driveway
Driveway Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	48 sqft
Storage Building	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	167420
Street Address	1660 OLD RIVERS RD
City	CONCORD
State	NC
Zip	28027-9849
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	LT 156 CHILDERS PARK AT BUFFALO CREEK
Legal Subdivision	CHILDERS PARK
Legal Lot Number	156
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1010
Census Tract	41202

Owner

1660 Old Rivers Rd, a townhouse, is owned and occupied by two individuals who bought it in December 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1660 OLD RIVERS RD, CONCORD, NC 28027-9849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L
Dec 14, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Deed Document Number	202325427
Deed Book / Page	16751 / 213
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Oct 15, 2026
Property Address	1660 OLD RIVERS RD, CONCORD, NC 28027-9849
Document Number	0000024232
Book / Page	18207 / 236
Instrument Date	Aug 29, 2026
Instrument	202624232
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 OLD RIVERS RD, CONCORD, NC 28027-9849

Mortgage

Document Number	0000024232,
Date	Oct 15, 2026
Book Page	18207/236
Instrument	202624232

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jan 1, 2054

Interest

Max Rate	-1%

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 14, 2023
Property Address	1660 OLD RIVERS RD, CONCORD, NC 28027-9849
Document Number	0016751213
Book / Page	16751 / 213
Map Reference	MB 93 PG 56-58
Instrument Date	Dec 14, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13925 BALLANTYNE CORPORATE PL STE 300, 300, CHARLOTTE, NC 28277-2715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 OLD RIVERS RD, CONCORD, NC 28027-9849

Mortgage

Document Number	0167510215
Date	Dec 14, 2023
Instrument	16751-0215

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$323,420 Land $80,000 Building $243,420
2024		$323,420 (+457.62%) Land $80,000 Building $243,420
2023	$58,000 Land $58,000	$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1660 Old Rivers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1660 Old Rivers Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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