1660 Grove Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1660 Grove Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,878 sqft · built 1993
Lot Size3.28 acres (142,877 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Oct 2021)
Tax Bill$13,134 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN493-422-01-00

Property Details

APN / Parcel Number

Primary APN493-422-01-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,878 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area142,877 sqft

Location & Zoning

Street Address1660 GROVE RD
CityEL CAJON
StateCA
Zip92020-7830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionTCT A SEC 13-16-1W POR TR CC000262
Legal Range01W
Legal Township16
Legal Section13
Legal SubdivisionRANCHO EL CAJON
Legal TractA
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1011
Census Tract15408

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1660 GROVE RD, EL CAJON, CA 92020-7830
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 1, 2021Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 19, 2021Grant Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Prior SaleJan 19, 2021 · Amount on Record
Deed Document Number2021691524
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1660 GROVE RD, EL CAJON, CA 92020-7830
Transaction TypeMortgage
Record UpdatedDec 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1660 GROVE RD, EL CAJON, CA 92020-7830

Mortgage

Document Number0000473493
DateDec 20, 2022
Instrument2022-0473493
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1660 GROVE RD, EL CAJON, CA 92020-7830
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address1660 GROVE RD, EL CAJON, CA 92020-7830

Mortgage

Document Number0000164361
DateApr 14, 2022
Instrument2022-0164361
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 1, 2021
Property Address1660 GROVE RD, EL CAJON, CA 92020-7830
Document Number0000691524
Instrument DateSep 16, 2021
Instrument2021-0691524
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1660 GROVE RD, EL CAJON, CA 92020-7830

Mortgage

Document Number0000691525
DateOct 1, 2021
Instrument2021-0691525
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.12%
Index1-Year CMT
Max Rate7.12%

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2021
Property Address1660 GROVE RD, EL CAJON, CA 92020-7830
Document Number0000040278
Instrument DateJan 15, 2021
Instrument40278
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$682.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1660 GROVE RD EL CAJON CA 920207830, EL CAJON, CA 92020-7830

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,136,551 (+2%) Land $784,762 Building $351,789
2025$13,134.00 (+1.99%)$1,114,267 (+4.04%) Land $769,375 Building $344,892
2023$12,878.00 (+1.58%)$1,071,000 Land $739,500 Building $331,500
2022$12,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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