1660 Co Rd 97, Verbena, AL 36091 Property Records

Chilton County property record for 1660 Co Rd 97, Verbena, AL 36091

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 1952
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1806140000016001`

Property Details

APN / Parcel Number

Primary APN	`1806140000016001`
Alternative APN	`18764`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Adjusted Area
1st Floor Area	952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	18764
Street Address	1660 COUNTY ROAD 97
City	VERBENA
State	AL
Zip	36091-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT E ROW CO RD 97 & S/L OFSEC N 290.48 E 601.78 S 292
Legal Range	15
Legal Township	21
Legal Section	14
Jurisdiction	CHILTON AL
Township / Civil Division	VERBENA
Census Block Group	1
Census Block	1017
Census Tract	60702

Owner

Source: Chilton County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1660 COUNTY ROAD 97, VERBENA, AL 36091-3240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN CREDIT UNION
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Deed Document Number	2026275473
Deed Book / Page	2026 / 275473
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jun 10, 2026
Property Address	1660 COUNTY ROAD 97, VERBENA, AL 36091-3240
Document Number	0000275473
Book / Page	2026 / 275473
Instrument Date	Jun 8, 2026
Instrument	2026275473
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 COUNTY ROAD 97, VERBENA, AL 36091-3240

Mortgage

Document Number	0000275474,
Date	Jun 10, 2026
Instrument	2026275474

Lender

Name	GUARDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1660 COUNTY ROAD 97, VERBENA, AL 36091-3240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/233677
Date	Dec 1, 2020
Book Page	R2020/233677
Instrument	233677

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Oct 1, 2030

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1660 COUNTY ROAD 97, VERBENA, AL 36091-3240
Transaction Type	Mortgage
Record Updated	Nov 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2018/217849
Date	Oct 18, 2018
Book Page	R2018/217849
Instrument	217849

Lender

Name	REGIONS BANK
Type	Bank
Address	CLANTON, AL 35045

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2033

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$27,640 (-2.81%) Land $9,280 Building $18,360	$138,200 (-2.81%) Land $46,400 Building $91,800
2023	$28,440 Land $10,080 Building $18,360	$142,200 Land $50,400 Building $91,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

May also be available: AT&T.

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