1660 Co Rd 597, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1660 Co Rd 597, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	704 sqft · built 1969
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on File
Last Sale	$155,556 (Jun 2020)
Tax Bill	$1,390 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`13-10-08-34-0-000-170.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-34-0-000-170.000`
Alternative APNs	`ALT APN:1008340000170000` `209865`

Interior

Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	79,279 sqft (1.82 acres)

Exterior Amenities

Porch	Patio
Porch Area	220 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	209865
Street Address	1660 COUNTY ROAD 597
City	CEDAR BLUFF
State	AL
Zip	35959-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, WILD ACRES SUBD REVISED, PB 6/20
Legal Range	10E
Legal Township	09S
Legal Section	34
Legal Subdivision	WILD ACRES
Legal Lot Number	26
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2052
Census Tract	955701

Owner

1660 Co Rd 597 is owned and occupied by two individuals who bought it in June 2020.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1660 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK
Jun 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	2020212481
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0000212481
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1660 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2036
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227252
Date	Dec 7, 2022
Instrument	227252

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 10, 2020
Property Address	1660 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2036
Document Number	0000212481
Map Reference	PB 6 PG 20
Instrument Date	Jun 9, 2020
Instrument	212481
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 FREEMAN FERRY RD SE, ROME, GA 30161-8625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2036

Tax Assessment & Valuation

The 2026 property tax bill for 1660 Co Rd 597 was $1,390 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,390.00 (+7.25%)
2025	$1,296.00 (+5.71%) Homeowner's exemption	$16,740 (+9.84%) Land $14,000 Building $2,740	$287,100 (+5.51%) Land $140,000 Building $147,100
2024	$1,226.00 Additional exemption filed	$15,240 (-44.01%) Land $12,500 Building $2,740	$272,100 (-) Land $125,000 Building $147,100
2023	$1,226.00 Homeowner's exemption	$27,220 (+78.61%)	$272,100 (-) Land $125,000 Building $147,100
2022	$1,226.00 Homeowner's exemption	$15,240 Land $12,500 Building $2,740	$272,100 Land $125,000 Building $147,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1660 Co Rd 597 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1660 Co Rd 597 is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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