166 White Oak Dr, Cascade, IA 52033 Property Records

Dubuque County property record for 166 White Oak Dr, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,740 sqft · built 2010
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Mar 2015)
Tax Bill	$4,804 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-32-253-013`

Property Details

APN / Parcel Number

Primary APN	`19-32-253-013`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Basement Area	1,740 sqft
Finished Basement	1,160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	156 sqft
Patio Area	493 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	166 WHITE OAK DR
City	CASCADE
State	IA
Zip	52033-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 4 OAK HILL SUB;
Legal Subdivision	OAK HILL SUB
Legal Block	4
Legal Lot Number	18
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	3
Census Block	3115
Census Tract	10300

Owner

166 White Oak Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	166 WHITE OAK DR, CASCADE, IA 52033-5600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on File
Deed Sale	Mar 27, 2015 · Amount on File
Prior Sale	Jul 20, 2010 · Amount on File
Deed Document Number	2015-00003444
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 22, 2026
Property Address	166 WHITE OAK DR, CASCADE, IA 52033-5600
Document Number	0000008007
Instrument Date	Jul 17, 2026
Instrument	20268007
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 WHITE OAK DR, CASCADE, IA 52033-5600

Mortgage

Document Number	0000008007,
Date	Jul 22, 2026
Instrument	20268007

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	166 WHITE OAK DR, CASCADE, IA 52033-5600
Document Number	0000013770
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 WHITE OAK DR CASCADE IA 520335600, CASCADE, IA 52033-5600

Mortgage

Document Number	0000013770
Date	Nov 21, 2018
Instrument	13770

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,200 Land $39,200 Building $350,000	$389,200 Land $39,200 Building $350,000
2024	$4,804.00
2023		$349,100 (+21.76%) Land $39,200 Building $309,900	$349,100 Land $39,200 Building $309,900
2022	$4,396.00 Homeowner's exemption	$286,720 Land $39,190 Building $247,530
2021			$286,720 Land $39,190 Building $247,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 White Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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