Lorain County property record for 166 Westminster Way, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,740 sqft · built 2018 |
| Lot Size | 0.09 acres (3,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,700 (Oct 2018) |
| Tax Bill | $3,950 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-000-096 |
| Primary APN | 11-00-090-000-096 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,921 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 166 WESTMINSTER WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIELDSTONE LAKES SUB 3 46.66 X 87.37 |
| Legal Subdivision | FIELDSTONE LAKES SUB 3 |
| Legal Lot Number | 50 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-096
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4011 E 57TH ST, CLEVELAND, OH 44105-4803 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 07, 2024 | Intrafamily Transfer, Transfer |
| Feb 07, 2024 | Transfer on Death Deed, Transfer |
| Oct 11, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Jul 03, 2018 | Quit Claim Deed, Transfer STEWART TITLE |
| Apr 26, 2018 | Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on Record |
| Deed Sale | Oct 11, 2018 · Amount on Record |
| Deed Document Number | 2018690745 |
| Last Transfer Date | Feb 06, 2024 |
| Transfer Doc | 0000003392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 07, 2024 |
| Property Address | 166 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000003332 |
| Map Reference | VOL 103 PG 73&74 |
| Instrument Date | Feb 06, 2024 |
| Instrument | 2024-0003332 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4011 E 57TH ST, CLEVELAND, OH 44105-4803 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 07, 2024 |
| Property Address | 166 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000003392 |
| Map Reference | VOL 103 PG 73&74 |
| Instrument Date | Feb 06, 2024 |
| Instrument | 2024-0003392 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 11, 2018 |
| Property Address | 166 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000690745 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 690745 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | RET SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 WESTMINSTER WAY ELYRIA OH 440358970, ELYRIA, OH 44035-8970 |
| Document Number | 690746 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 690746 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 03, 2018 |
| Property Address | 166 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Document Number | 0000678556 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 678556 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 26, 2018 |
| Property Address | 166 WESTMINSTER WAY, ELYRIA, OH 44035-8970 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 669911 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Title Company | RET SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922 |
| Document Number | 0000669911 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 669911 |
| Name | WAYNE SVGS CMNTY BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 151 N MARKET ST, WOOSTER, OH 44691-4809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,950.00 (-2.78%) | $95,770 (%) Land $22,750 Building $73,020 | $273,640 (-) Land $65,000 Building $208,640 |
| 2024 | $4,063.00 (+11.28%) | $95,774 (+21.04%) Land $22,750 Building $73,024 | $273,640 (+21.04%) Land $65,000 Building $208,640 |
| 2023 | $3,651.00 (+0.3%) | $79,125 (+0.01%) Land $19,023 Building $60,102 | $226,070 (-) Land $54,350 Building $171,720 |
| 2022 | $3,640.00 | $79,120 Land $19,020 Building $60,100 | |
| 2021 | $226,070 Land $54,350 Building $171,720 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cogeco Cable Holdings II, Verizon.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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