Monroe County property record for 166 Westminster Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,186 sqft · built 2018 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Apr 2012) |
| Tax Bill | $19,179 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage Mar 2017 Construction Loan |
| Flood Zone | Zone VE (high risk) |
| APN | 00480111-015000 |
| Primary APN | 00480111-015000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,186 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 624 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 274 sqft |
| Patio Area | 1,888 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1588113 |
|---|---|
| Street Address | 166 WESTMINSTER DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | LT 150 HAMMER POINT PARK PB6-35 KEY LARGO OR589-565 OR831-2047 OR898-1380 OR1724-2451/52 OR2565-1828/29 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 22 |
| Legal Subdivision | HAMMER POINT PARK |
| Legal Lot Number | 150 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970700 |
166 Westminster Dr is owned by an individual who bought it in April 2012.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1804 WAWASET ST, WILMINGTON, DE 19806-2133 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Mar 20, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK/FL KEYS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2012 · Amount on File |
| Deed Sale | Apr 19, 2012 · Amount on File |
| Prior Sale | Dec 1, 1983 · Amount on File |
| Deed Document Number | 20121879236 |
| Deed Book / Page | 2565 / 1828 |
| Prior Transfer Date | Mar 6, 2012 |
| Prior Transfer Doc | 0025651830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 166 WESTMINSTER DR, TAVERNIER, FL 33070-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0029581689 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 2958/1689 |
| Instrument | 2215165 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 20, 2017 |
| Property Address | 166 WESTMINSTER DR, TAVERNIER, FL 33070-2826 |
| Document Number | 0028441278 |
| Book / Page | 002844 / 001278 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 2114988 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1804 WAWASET ST WILMINGTON DE 198062133, WILMINGTON, DE 19806-2133 |
| Document Number | 28441278 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 002844/001278 |
| Instrument | 2114988 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,871,805 Land $1,148,400 Building $1,723,405 | $2,871,805 Land $1,148,400 Building $1,723,405 | |
| 2024 | $19,179.00 (+5.83%) | ||
| 2023 | $18,123.00 (+20.28%) | $2,842,140 (+38.7%) Land $1,161,600 Building $1,680,540 | $2,842,140 (+38.7%) Land $1,161,600 Building $1,680,540 |
| 2022 | $15,067.00 | $2,049,122 Land $929,280 Building $1,119,842 | $2,049,122 Land $929,280 Building $1,119,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Westminster Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 280 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 units insured incl. 114 condo units |
| Nearby Flood Claims | 182 (1994–2023) |
| Claims Outside the SFHA | 2 of 182 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Westminster Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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