166 Western Ave, Coldwater, MI 49036 Property Records

Branch County property record for 166 Western Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,178 sqft · built 1979
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Apr 2021)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303-000-000-913-01`

Property Details

APN / Parcel Number

Primary APN	`303-000-000-913-01`

Interior

Full Baths	1 Bath
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	15,682 sqft (0.36 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	166 WESTERN AVE
City	COLDWATER
State	MI
Zip	49036-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT ON E LI WESTERN AVE S 16DEG 12MIN 11SEC W 89.52 FT FR NW COR LOT 1 PENN PARK WEST SUBD TO BEG TH S 80DEG 53MIN
Legal Range	06W
Legal Township	06S
Legal Section	16
Legal Subdivision	PENN PARK WEST SUBD
Legal Lot Number	1-3
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3000
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 FAIRFIELD DR, COLDWATER, MI 49036-1103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Apr 20, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20213263
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0202103262
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	166 WESTERN AVE, COLDWATER, MI 49036-1009
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 WESTERN AVE, COLDWATER, MI 49036-1009

Mortgage

Document Number	0202109102
Date	Dec 9, 2021
Instrument	2021-09102

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2031

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 20, 2021
Property Address	166 WESTERN AVE, COLDWATER, MI 49036-1009
Document Number	202103262
Instrument Date	Apr 12, 2021
Instrument	2021-03262
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 RIVERVIEW DR, 283, COLDWATER, MI 49036-9233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 W CHICAGO ST, COLDWATER, MI 49036-1802
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 20, 2021
Property Address	166 WESTERN AVE, COLDWATER, MI 49036-1009
Document Number	202103263
Instrument Date	Apr 12, 2021
Instrument	2021-03263
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 W CHICAGO ST, 455, COLDWATER, MI 49036-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NORTHVIEW ST, FINDLAY, OH 45840-4073

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,450 (+7.95%)	$200,900 (+7.95%)
2025	$5,193.00 (+3.49%)	$93,050	$186,100
2024	$5,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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