Herkimer County and Russia Town property record for 166 Waters Ln, Cold Brook, NY 13324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,232 sqft · built 1963 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,736 (2026) |
| APN | 214489 077.1-1-18 |
| Primary APN | 214489 077.1-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Upper Floors Area | 396 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Canopy | 135 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 060014610 |
|---|---|
| Street Address | 166 WATERS LN |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 45 |
| Legal Description | LOT 15 JERSEYFIELD PATENT CAMP GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11504 |
166 Waters Ln is owner-occupied and held in a trust since October 2013.
Source: Herkimer County and Russia Town records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 166 WATERS LN, COLD BROOK, NY 13324-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 25, 2013 |
| Transfer Doc | 0000001527/000000007 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 166 Waters Ln was $1,736 with a homeowner's exemption, down 0.3% from the year before.
Source: Herkimer County and Russia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,736.00 (-0.29%) Homeowner's exemption | ||
| 2025 | $1,741.00 | $78,000 Land $15,800 Building $62,200 | $108,484 Land $21,975 Building $86,509 |
| 2023 | $78,000 Land $15,800 Building $62,200 | $104,000 Land $21,067 Building $82,933 | |
| 2020 | $1,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 166 Waters Ln; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Waters Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures