166 W Bennett St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 166 W Bennett St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 1960
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Apr 2026)
Tax Bill	$567 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-442-010`

Property Details

APN / Parcel Number

Primary APN	`090-442-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	5,400 sqft (0.124 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	166 W BENNETT ST
City	NIPOMO
State	CA
Zip	93444-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 143 U1 BL 8 LT 10
Legal Subdivision	TR 143
Legal Tract	143
Legal Block	8
Legal Lot Number	10
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1007
Census Tract	12406

Owner

166 W Bennett St is held in a trust since April 2026.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2001941 BLUEBELL WAY, SAN LUIS OBISPO, CA 93401
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC
Apr 10, 2026	Affidavit of Death of Trustee, Transfer
Apr 10, 2026	Grant Deed, Transfer · Construction Mortgage COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Deed Document Number	202610960
Prior Transfer Date	Nov 10, 2001
Prior Transfer Doc	0000020271
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 25, 2026
Property Address	166 W BENNETT ST, NIPOMO, CA 93444-5302
Document Number	0000020032
Instrument Date	Jun 25, 2026
Instrument	202620032
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	1990 VISTA DEL PUEBLO, NIPOMO, CA 93444-9373

Mortgage

Document Number	0000020032,
Date	Jun 25, 2026
Instrument	202620032

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 10, 2026
Property Address	166 W BENNETT ST, NIPOMO, CA 93444-5302
Document Number	0000010959
Instrument Date	Apr 3, 2026
Instrument	202610959
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 10, 2026
Property Address	166 W BENNETT ST, NIPOMO, CA 93444-5302
Document Number	0000010960
Instrument Date	Mar 25, 2026
Instrument	202610960
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1990 VISTA DEL PUEBLO, NIPOMO, CA 93444-9373

Mortgage

Document Number	0000010961,
Date	Apr 10, 2026
Instrument	202610961

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Feb 1, 2027

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 166 W Bennett St was $567, up 3.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$61,562 (+2%) Land $9,871 Building $51,691
2025	$567.00 (+3.66%) Homeowner's exemption	$60,356 Land $9,678 Building $50,678
2024	$547.00 (+1.48%)
2023	$539.00 (+1.7%) Homeowner's exemption	$58,014 Land $9,303 Building $48,711
2022	$530.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 W Bennett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 166 W Bennett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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