166 Valleybrook Dr, Elkin, NC 28621 Property Records

Surry County property record for 166 Valleybrook Dr, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,630 sqft · built 1984
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,500 (Mar 2018)
Tax Bill	$1,639 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4951-08-88-1523`

Property Details

APN / Parcel Number

Primary APN	`4951-08-88-1523`
Alternative APN	`100110534`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
1st Floor Area	1,798 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Porch	Slab
Porch Area	499 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100110534
Street Address	166 VALLEYBROOK DR
City	ELKIN
State	NC
Zip	28621-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	166 VALLEYBROOK RD
Legal Subdivision	BROOKWOOD/VALLEYBROOK
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4007
Census Tract	930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP
Mar 13, 2018	Deed of Trust, Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage REGAL BANK
Dec 3, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK
Mar 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Dec 16, 2009 · Amount on Record
Deed Document Number	2018652589
Deed Book / Page	1625 / 386
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1744/110
Date	Jan 19, 2021
Book Page	1744/110
Instrument	680103

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001625/0000000390
Date	Mar 13, 2018
Book Page	0000001625/0000000390
Instrument	000000652590

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1684/18
Date	Sep 30, 2019
Book Page	1684/18
Instrument	666876

Lender

Name	REGAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1653/321
Date	Dec 3, 2018
Book Page	1653/321
Instrument	659349

Lender

Name	FIRST HOME BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 13, 2018
Property Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137
Document Number	1625/386
Book / Page	1625 / 386
Instrument Date	Mar 12, 2018
Instrument	000000652589
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 VALLEYBROOK DR, ELKIN, NC 28621-3137

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,639.00	$226,590 (-23.57%) Land $25,300 Building $201,290	$226,590 (-23.57%) Land $25,300 Building $201,290
2025	$1,639.00 (+63.57%)	$296,470 (+30.84%) Land $25,300 Building $271,170	$296,470 (+30.84%) Land $25,300 Building $271,170
2023	$1,002.00	$226,590 Land $25,300 Building $201,290	$226,590 Land $25,300 Building $201,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Surry Telephone.

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