166 Union St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 166 Union St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,036 sqft · built 2005
Lot Size	0.135 acres (5,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2025)
Tax Bill	$2,926 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88 0007 0002 A`

Property Details

APN / Parcel Number

Primary APN	`88 0007 0002 A`
Alternative APN	`LAWR M:0088 B:0007 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,036 sqft Living Area
Gross Area	1,715 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	5,887 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	88 0007 0002 A
Street Address	166 UNION ST
City	LAWRENCE
State	MA
Zip	01841-3935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B2
Legal Block	7
Legal Lot Number	2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1004
Census Tract	250900

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 UNION ST, LAWRENCE, MA 01841-3935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Jul 22, 2009
Deed Book / Page	18321 / 109
Prior Transfer Date	Jun 30, 2025
Prior Transfer Doc	018321-109
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 1, 2025
Property Address	166 UNION ST, LAWRENCE, MA 01841-3935
Document Number	018321-109
Book / Page	18321 / 109
Instrument Date	Jun 30, 2025
Instrument	10927
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 UNION ST, LAWRENCE, MA 01841-3935

Mortgage

Document Number	0000010928
Date	Jul 1, 2025
Instrument	10928

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+6.13%)	$338,600 (+8.08%) Building $338,600	$377,281 (-1.97%)
2025	$2,757.00 (+8.71%)	$313,300 (+14.26%) Building $313,300	$384,845
2024	$2,536.00 (+2.34%)	$274,200 (+12.42%) Building $274,200
2023	$2,478.00	$243,900 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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