166 Thorncliffe Dr, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 166 Thorncliffe Dr, Rochester, NY 14617

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,436 sqft · built 1941
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2026)
Tax Bill	$6,708 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 076.10-2-43`

Property Details

APN / Parcel Number

Primary APN	`263400 076.10-2-43`
Alternative APNs	`34000761000002043000` `09949620000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,436 sqft Living Area
1st Floor Area	678 sqft
2nd Floor Area	286 sqft
Upper Floors Area	472 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09949620000
Street Address	166 THORNCLIFFE DR
City	ROCHESTER
State	NY
Zip	14617-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0014-14-07 GREEN ACRES 1 L17 00
Legal Block	2
Legal Lot Number	43.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	1
Census Block	1005
Census Tract	10300

Owner

166 Thorncliffe Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 WHALIN ST, ROCHESTER, NY 14620-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FAMILY FIRST/NY FEDERAL CREDIT UNION
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MTG
Feb 13, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	May 26, 2005 · Amount on File
Deed Document Number	20263404061
Deed Book / Page	13182 / 170
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 2, 2026
Property Address	166 THORNCLIFFE DR, ROCHESTER, NY 14617-5653
Document Number	0003404061
Book / Page	13182 / 170
Instrument Date	Mar 2, 2026
Instrument	20263404061
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	TITLE AGENCY, REVOLUTION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,960.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WHALIN ST, ROCHESTER, NY 14620-1311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004062,
Date	Apr 2, 2026
Instrument	20264062

Lender

Name	FAMILY FIRST/NY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	166 THORNCLIFFE DR, ROCHESTER, NY 14617-5653
Document Number	0000000071
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 THORNCLIFFE DR ROCHESTER NY 146175653, ROCHESTER, NY 14617-5653

Mortgage

Document Number	0000000071
Date	Jul 13, 2020
Book Page	028611/000505
Instrument	71

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2040

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	166 THORNCLIFFE DR, ROCHESTER, NY 14617-5653
Document Number	0000000676
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 THORNCLIFFE DR ROCHESTER NY 146175653, ROCHESTER, NY 14617-5653

Mortgage

Document Number	0000000676
Date	Feb 21, 2018
Book Page	027504/000374
Instrument	676

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 166 Thorncliffe Dr was $6,708 with a homeowner's exemption, up 16.3% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,708.00 (+16.32%) Homeowner's exemption
2025	$5,767.00	$173,000 Land $34,000 Building $139,000	$206,000 Land $40,486 Building $165,514
2023		$173,000 (+37.08%) Land $34,000 Building $139,000	$173,000 (+6.92%) Land $34,000 Building $139,000
2022		$126,200 Land $32,400 Building $93,800	$161,800 Land $41,540 Building $120,260
2021	$5,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Thorncliffe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Thorncliffe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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