166 Symphony Way, Elgin, IL 60120 Property Records

Kane County property record for 166 Symphony Way, Elgin, IL 60120

Property Summary

Property Type	Commercial
Details	28,968 sqft · built 1890
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Tax Bill	$22,418 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-14-242-023`

Property Details

APN / Parcel Number

Primary APN	`06-14-242-023`

Interior

Building Area	28,968 sqft Gross Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	166 SYMPHONY WAY
City	ELGIN
State	IL
Zip	60120-5589
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	P J KIMBALL JRS 2ND ADD LOT 3 (EX WLY 32 FT) LOT 4 (EX SLY 6 FT) RESERVED LOT 47 (EX ELY 132FT & EX PT LYING WLY) OF ELY LINE OF WLY 32 FT OF LOT 3 EXTENDED NLY & SLY 6 FT OF WLY 66 FT OF ELY 132 FT RESERVED LOT 47 & S 1/2 VAC ALLEY
Legal Subdivision	P J KIMBALL JRS 2ND ADD
Legal Block	2
Legal Lot Number	3-4,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	844 DOUGLAS AVE, ELGIN, IL 60120-2908
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Trustee's Deed, Construction Loan · Line of Credit CRYSTAL LAKE BK&TR
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2019
Property Address	166 SYMPHONY WAY, ELGIN, IL 60120-5589
Instrument Date	Apr 25, 2019
Instrument	24813
Transaction Type	Construction Loan
Record Updated	Jun 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	166 SYMPHONY WAY ELGIN IL 601205589, ELGIN, IL 60120-5589

Mortgage

Document Number	0000024813
Date	Jun 14, 2019
Instrument	24813

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	166 SYMPHONY WAY, ELGIN, IL 60120-5589
Document Number	0000044198
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	166 SYMPHONY WAY ELGIN IL 601205589, ELGIN, IL 60120-5589

Mortgage

Document Number	0000044198
Date	Sep 10, 2018
Instrument	44198

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,418.00 (+15.96%)	$293,857 (+8.57%) Land $25,451 Building $268,406	$881,924 (+8.57%) Land $76,384 Building $805,540
2024		$270,661 (+21.39%) Land $23,442 Building $247,219	$812,308 (+21.44%) Land $70,354 Building $741,954
2022	$19,333.00 (+3.96%)	$222,962 (+6.96%) Land $19,311 Building $203,651	$668,886 (+6.96%) Land $57,933 Building $610,953
2021	$18,597.00	$208,453 Land $18,054 Building $190,399	$625,359 Land $54,162 Building $571,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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