Bergen County and Ramsey Borough property record for 166 Surrey Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,074 sqft · built 1988 |
| Lot Size | 0.02 acres (873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2019) |
| Tax Bill | $10,398 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04001-0000-00022-0000-C0166 |
| Primary APN | 48-04001-0000-00022-0000-C0166 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,074 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 873 sqft (0.02 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 166 SURREY CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAMBRIDGE HEIGHTS BLDG 6 |
| Legal Block | 4001 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 44202 |
166 Surrey Ct is owned and occupied by two individuals who bought it in August 2019.
Source: Bergen County and Ramsey Borough records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 SURREY CT, RAMSEY, NJ 07446-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on File |
| Deed Sale | Aug 27, 2019 · Amount on File |
| Prior Sale | May 1, 1998 · Amount on File |
| Deed Document Number | 201956045 |
| Deed Book / Page | 3332 / 1037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 27, 2019 |
| Property Address | 166 SURREY CT, RAMSEY, NJ 07446-1269 |
| Document Number | 0033321037 |
| Book / Page | 3332 / 1037 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 19-056045 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 SURREY CT, RAMSEY, NJ 07446-1269 |
| Document Number | 1905604501 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 19-056045.01 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0033321037 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 3332/1037 |
| Instrument | 19-056045 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 166 Surrey Ct was $10,398, up 9.8% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,000 (+0.59%) Land $175,000 Building $333,000 | $508,000 (+0.59%) Land $175,000 Building $333,000 | |
| 2025 | $10,398.00 (+9.76%) | $505,000 Land $175,000 Building $330,000 | $505,000 Land $175,000 Building $330,000 |
| 2024 | $9,473.00 | ||
| 2023 | $335,700 Land $110,000 Building $225,700 | $335,700 Land $110,000 Building $225,700 | |
| 2022 | $8,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Surrey Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Surrey Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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