166 Summit St, Rockford, MI 49341 Property Records

Kent County property record for 166 Summit St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft
Lot Size	1.8 acres (78,756 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Oct 2021)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-326-033`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-326-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,442 sqft

Exterior

Architectural Style	Ranch
Lot Area	78,756 sqft (1.8 acres)
Lot Dimensions	378 ft deep x 208 ft wide
Deck Area	1,931 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	166 SUMMIT ST
City	ROCKFORD
State	MI
Zip	49341-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 208.0 FT OF N 778.50 FT OF W 378.50 FT OF NE 1/4 SW 1/4 * SEC 36 T9N R11W 1.81 A.
Legal Range	11W
Legal Township	09N
Legal Section	36
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2018
Census Tract	10700

Owner

166 Summit St is owned and occupied by two individuals who bought it in October 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 SUMMIT ST, ROCKFORD, MI 49341-1150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION 1
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 11, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	2021112373
Prior Transfer Date	Jan 13, 1997
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	166 SUMMIT ST, ROCKFORD, MI 49341-1150
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 SUMMIT ST, ROCKFORD, MI 49341-1150

Mortgage

Document Number	0000009584
Date	Feb 24, 2023
Instrument	20230224-0009584

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 14, 2021
Property Address	166 SUMMIT ST, ROCKFORD, MI 49341-1150
Document Number	0000112373
Instrument Date	Sep 30, 2021
Instrument	20211014-0112373
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,304.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 SUMMIT ST, 166, ROCKFORD, MI 49341-1150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 GRIGGS STREE SOUTHEAST, GRAND RAPIDS, MI 49507-2729

Mortgage

Document Number	0000112374
Date	Oct 14, 2021
Instrument	20211014-0112374

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	166 SUMMIT ST, ROCKFORD, MI 49341-1150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089016
Date	Nov 13, 2018
Instrument	20181113-0089016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 11, 2018
Property Address	166 SUMMIT ST, ROCKFORD, MI 49341-1150
Document Number	0000053053
Instrument Date	Jun 29, 2018
Instrument	53053
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 CALVIN CT RIVERSIDE CA 925062339, RIVERSIDE, CA 92506-2339

Tax Assessment & Valuation

The 2025 property tax bill for 166 Summit St was $4,063.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (+2.38%)	$352,200 (+2.38%)
2025	$4,063.00 Homeowner's exemption	$172,000	$344,000
2023		$126,600	$253,200
2021	$3,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, Xfinity.

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