Oswego County and Granby Town property record for 166 State Rte 48, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 2003 |
| Lot Size | 5.12 acres (223,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Aug 2026) |
| Tax Bill | $4,920 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 352800 302.00-02-16.08 |
| Primary APN | 352800 302.00-02-16.08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 223,027 sqft (5.12 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 166 STATE ROUTE 48 |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-4260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32, LEBRO SUB L5 490-072-000 |
| Legal Subdivision | LEBRO SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 16.080 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | GRANBY |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 21203 |
166 State Rte 48 is owned and occupied by two individuals who bought it in August 2026.
Source: Oswego County and Granby Town records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 HILLTOP DR, PHOENIX, NY 13135-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 3, 2021 | Deed of Trust, Mortgage KEY BANK NA |
| Aug 16, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Deed Document Number | 2026R-2026-007585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 20, 2026 |
| Property Address | 166 STATE ROUTE 48, PHOENIX, NY 13135-4260 |
| Document Number | 0000007585 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20267585 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE SYRACUSE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 HILLTOP DR, PHOENIX, NY 13135-3354 |
| Date | Aug 20, 2026 |
|---|
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 166 STATE ROUTE 48, PHOENIX, NY 13135-4260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 166 STATE ROUTE 48, PHOENIX, NY 13135-4260 |
| Document Number | 0000001263 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | R-2021-001263 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Feb 11, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 16, 2019 |
| Property Address | 166 STATE ROUTE 48, PHOENIX, NY 13135-4260 |
| Document Number | 0000007126 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 7126 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 COWPATH RD FULTON NY 130694791, FULTON, NY 13069-4791 |
The 2026 property tax bill for 166 State Rte 48 was $4,920 with a homeowner's exemption, down 34.4% from the year before.
Source: Oswego County and Granby Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Granby Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,920.00 (-34.4%) Homeowner's exemption | ||
| 2025 | $7,500.00 | $109,000 Land $19,200 Building $89,800 | $181,667 Land $32,000 Building $149,667 |
| 2023 | $109,000 Land $19,200 Building $89,800 | $153,521 Land $27,042 Building $126,479 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 166 State Rte 48 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 166 State Rte 48 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures