166 Spring Hill Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 166 Spring Hill Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,677 sqft · built 1890
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,610 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:012.0 B:0011 L:0002.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:012.0 B:0011 L:0002.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,677 sqft Living Area
1st Floor Area	954 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1934
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	166 SPRING HILL RD
City	ASHBY
State	MA
Zip	01431-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	11
Legal Lot Number	2.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1018
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 SPRING HILL RD, ASHBY, MA 01431-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage IC FCU
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIAA CREF TRUST CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	166 SPRING HILL RD, ASHBY, MA 01431-2213
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085308-93
Date	Mar 6, 2026
Book Page	85308/93
Instrument	24670

Lender

Name	IC FCU

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	166 SPRING HILL RD, ASHBY, MA 01431-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75111-119
Date	Jul 14, 2020
Book Page	75111/119
Instrument	113072

Lender

Name	TIAA CREF TRUST CO FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,610.00 (+3.48%)	$292,500 (-) Land $64,000 Building $228,500	$386,340 (-8.63%)
2025	$4,455.00 (+7.76%)	$292,500 (+9.88%) Land $64,000 Building $228,500	$422,845 (-)
2024	$4,134.00 (+10.56%)	$266,200 (+16.91%) Land $61,600 Building $204,600	$422,845
2023	$3,739.00	$227,700 Land $56,800 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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