166 Spreckles Ave, Los Gatos, CA 95030 Property Records

Santa Clara County property record for 166 Spreckles Ave, Los Gatos, CA 95030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 1949
Lot Size	0.526 acres (22,925 sqft)
Owner	2 Individual Names on File
Last Sale	$2,015,000 (Dec 2017)
Tax Bill	$27,504 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`532-30-007`

Property Details

APN / Parcel Number

Primary APN	`532-30-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	22,925 sqft (0.526 acres)
Lot Dimensions	175 ft deep x 131 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	166 SPRECKLES AVE
City	LOS GATOS
State	CA
Zip	95030-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	VISTA HTS MAP B1 893
Legal Subdivision	VISTA HEIGHTS
Legal Block	1
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	507002

Owner

166 Spreckles Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUTHER BURBANK SAVINGS
Dec 6, 2017	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS
May 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Deed Document Number	201723820060
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0023659522
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311

Mortgage

Document Number	0024652572
Date	Oct 13, 2020
Instrument	24652572

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 6, 2017
Property Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311
Document Number	0023820060
Map Reference	MB279 PG36
Instrument Date	Nov 28, 2017
Instrument	23820060
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311

Mortgage

Document Number	0023820061
Date	Dec 6, 2017
Instrument	23820061

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 26, 2017
Property Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311
Document Number	0023659522
Instrument Date	May 16, 2017
Instrument	23659522
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	166 SPRECKLES AVE LOS GATOS CA 950306311, LOS GATOS, CA 95030-6311

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	May 26, 2017
Property Address	166 SPRECKLES AVE, LOS GATOS, CA 95030-6311
Document Number	0023659521
Instrument Date	May 16, 2017
Instrument	23659521
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 SPRECKLES AVE LOS GATOS CA 950306311, LOS GATOS, CA 95030-6311

Tax Assessment & Valuation

The 2025 property tax bill for 166 Spreckles Ave was $27,504 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,338,574 (+2%) Land $2,205,110 Building $133,464
2025	$27,504.00 Homeowner's exemption	$2,292,721 Land $2,161,873 Building $130,848
2023	$26,058.00 (+0.65%) Homeowner's exemption	$2,203,694 Land $2,077,926 Building $125,768
2022	$25,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 166 Spreckles Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1982–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Spreckles Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, Ridge Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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