Flathead County property record for 166 Somerset Dr, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 2,130 sqft · built 1990 |
| Lot Size | 0.614 acres (26,789 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,517 (2023) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0784844 |
| Primary APN | R0784844 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 3,347 sqft |
| 1st Floor Area | 1,217 sqft |
| 2nd Floor Area | 913 sqft |
| Basement Area | 1,217 sqft |
| Finished Basement | 1,217 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Prefabricated |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,789 sqft (0.614 acres) |
| Garage Type | Mixed |
| Garage Area | 1,196 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 262 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000872555 |
|---|---|
| Street Address | 166 SOMERSET DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HILLCREST EST UNIT 2 RESUB L 26, S05, T28 N, R21 W, LOT 26A, ASSR# 0000872555 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 05 |
| Legal Quarter | NW |
| Legal Subdivision | HILLCREST EST UNIT 2 RESUB L 26 |
| Legal Lot Number | 26A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 801 |
Source: Flathead County records · APN R0784844
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 166 SOMERSET DR, KALISPELL, MT 59901-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2023 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Aug 21, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2013 |
| Deed Sale | Mar 13, 2013 |
| Deed Document Number | 201300006174 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 166 SOMERSET DR, KALISPELL, MT 59901-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE OF MONTANA |
| Name | Verified Name |
|---|
| Document Number | 202300008220 |
|---|---|
| Date | Jun 01, 2023 |
| Instrument | 202300008220 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 06, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 166 SOMERSET DR, KALISPELL, MT 59901-2725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200022598 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 202200022598 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 166 SOMERSET DR, KALISPELL, MT 59901-2725 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100035176 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 202100035176 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, MT 59833 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 166 SOMERSET DR, KALISPELL, MT 59901-2725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000043367 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 202000043367 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 166 SOMERSET DR, KALISPELL, MT 59901-2725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900019169 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 201900019169 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | DARBY, MT 59829 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,517.00 | $619,800 | $619,800 Land $181,086 Building $438,714 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 224 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Richon Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Verizon, VFN Holdings.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FLATHEAD COUNTY WATER AND SEWER serves 9,520 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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