St. Johns County property record for 166 Sapelo Pl, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2017 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,806 (Jan 2017) |
| Tax Bill | $6,220 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000707-0820 |
| Primary APN | 000707-0820 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 276 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 166 SAPELO PL |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/20-39 RIVERTOWN LANDINGS LOT 82 OR4318/1260 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN LANDINGS |
| Legal Block | 1 |
| Legal Lot Number | 82 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20807 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 166 SAPELO PL, SAINT JOHNS, FL 32259-8744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 7, 2019 | Grant Deed, Subdivision Related Transfer NAVY FCU |
| Jan 18, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on Record |
| Deed Sale | Jan 18, 2017 · Amount on Record |
| Prior Sale | Apr 1, 2016 · Amount on Record |
| Deed Document Number | 20174132 |
| Deed Book / Page | 4318 / 1260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 166 SAPELO PL, SAINT JOHNS, FL 32259-8744 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 166 SAPELO PL, ST JOHNS, FL 32259-8744 |
| Document Number | 0059130899 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 5913/899 |
| Instrument | 2024018227 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 166 SAPELO PL, SAINT JOHNS, FL 32259-8744 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 166 SAPELO PL, SAINT JOHNS, FL 32259-8744 |
| Document Number | 0051941696 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5194/1696 |
| Instrument | 2021023271 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 7, 2019 |
| Property Address | 166 SAPELO PL, SAINT JOHNS, FL 32259-8744 |
| Document Number | 0048270815 |
| Book / Page | 004827 / 000815 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 83396 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,975.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 835 CHANDLER DR ST JOHNS FL 322599171, ST JOHNS, FL 32259-9171 |
| Document Number | 48270816 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 004827/000816 |
| Instrument | 83397 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 166 SAPELO PL, SAINT JOHNS, FL 32259-8744 |
| Document Number | 0043181260 |
| Book / Page | 4318 / 1260 |
| Map Reference | MB69 PG20-39 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017004132 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIED & BOATRIGHT TITLE S |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY STE 200, 7800, JACKSONVILLE, FL 32256-6920 |
| Name | Verified Name |
|---|---|
| Address | 166 SAPELP PL, SAINT JOHNS, FL 32259-8744 |
| Document Number | 2017004133 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017004133 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,388 (+2.7%) | $360,181 (-6.61%) Land $100,000 Building $260,181 | |
| 2025 | $6,220.00 (+9.86%) Homeowner's exemption | $263,279 (+2.9%) | $385,657 (-4%) Land $115,000 Building $270,657 |
| 2024 | $5,662.00 (+2.24%) Homeowner's exemption | $255,859 (+3%) | $401,710 (+0.19%) Land $115,000 Building $286,710 |
| 2023 | $5,538.00 (+1.91%) Homeowner's exemption | $248,407 (+3%) | $400,968 (+9.12%) Land $105,000 Building $295,968 |
| 2022 | $5,434.00 Homeowner's exemption | $241,172 | $367,465 Land $95,200 Building $272,265 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
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