166 Saint Germain Pl, Saint Charles, IL 60175 Property Records

Kane County property record for 166 Saint Germain Pl, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,402 sqft · built 1999
Lot Size0.259 acres (11,269 sqft)
Owner2 Individual Names on File
Last Sale$234,500 (Jul 1999)
Tax Bill$9,548 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-30-432-016

Property Details

APN / Parcel Number

Primary APN09-30-432-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,402 sqft Living Area
Basement Area1,075 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,269 sqft (0.259 acres)
Garage TypeAttached
Garage Area510 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address166 SAINT GERMAIN PL
CitySAINT CHARLES
StateIL
Zip60175-4607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 013-RENAUX MNR,ARTES
Legal SubdivisionRENAUX MANOR
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2012
Census Tract852204

Owner

166 Saint Germain Pl is owned and occupied by two individuals who bought it in July 1999.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address166 SAINT GERMAIN PL, SAINT CHARLES, IL 60175-4607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 1999 · Amount on File
Deed SaleJul 14, 1999 · Amount on File
Deed Document Number199969373
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address166 SAINT GERMAIN PL, SAINT CHARLES, IL 60175-4607
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyHALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072372
DateSep 23, 2021
Instrument2021K072372
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 166 Saint Germain Pl was $9,548 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,548.00 Homeowner's exemption$144,148 (+8.53%) Land $35,565 Building $108,583$432,617 (+8.53%) Land $106,738 Building $325,879
2024$132,819 Land $32,770 Building $100,049$398,616 Land $98,349 Building $300,267
2022$8,801.00 (+4.14%) Homeowner's exemption$115,007 (+4.91%) Land $31,815 Building $83,192$345,021 (+4.91%) Land $95,445 Building $249,576
2021$8,451.00 Homeowner's exemption$109,624 Land $30,326 Building $79,298$328,872 Land $90,978 Building $237,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 Saint Germain Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Saint Germain Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Also Mapped HereST CHARLES
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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