166 S Oak Pointe Dr, Seneca, SC 29672 Property Records

Oconee County property record for 166 S Oak Pointe Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,396 sqft · built 2005
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Oct 2022)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`208-05-01-003`

Property Details

APN / Parcel Number

Primary APN	`208-05-01-003`
Alternative APN	`25436`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,396 sqft Living Area
1st Floor Area	2,717 sqft
Basement Area	679 sqft
Finished Basement	1 sqft
Unfinished Basement	679 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	28.5 ft deep x 12.9 ft wide
Garage Type	Attached
Garage Area	744 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25436
Street Address	166 S OAK POINTE DR
City	SENECA
State	SC
Zip	29672-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SOUTH OAK POINTE
Legal Subdivision	OAK POINTE
Legal Block	1
Legal Lot Number	10
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1007
Census Tract	30601

Owner

Source: Oconee County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 S OAK POINTE DR, SENECA, SC 29672-6764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit SPERO FINANCIAL FCU
Dec 22, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2024	Deed of Trust, Mortgage TRUIST BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 4, 2022	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	20225100
Deed Book / Page	2863 / 246
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	166 S OAK POINTE DR, SENECA, SC 29672-6764
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010584
Date	Feb 24, 2026
Book Page	4788/34
Instrument	10584

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	166 S OAK POINTE DR, SENECA, SC 29672-6764
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 S OAK POINTE DR, SENECA, SC 29672-6764

Mortgage

Document Number	0000008005
Date	Dec 22, 2025
Book Page	4764/329
Instrument	8005

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	166 S OAK POINTE DR, SENECA, SC 29672-6764
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004531/212
Date	Feb 20, 2024
Book Page	4531/212

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	166 S OAK POINTE DR, SENECA, SC 29672-6764
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000156
Date	Jul 6, 2021
Book Page	4180/108
Instrument	156

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 4, 2022
Property Address	166 S OAK POINTE DR, SENECA, SC 29672-6764
Document Number	0000005100
Book / Page	2863 / 246
Map Reference	MB A455 PG 1-3
Instrument Date	Oct 4, 2022
Instrument	5100
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 S OAK POINTE DR, SENECA, SC 29672-6764

Mortgage

Document Number	0000005101
Date	Oct 4, 2022
Book Page	4387/100
Instrument	5101

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$61,235 (-) Land $9,500 Building $51,735	$1,530,880 (-) Land $237,500 Building $1,293,380
2023	$61,235 Land $9,500 Building $51,735	$1,530,880 Land $237,500 Building $1,293,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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