166 S Nardo Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 166 S Nardo Ave, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,949 sqft · built 1999
Lot Size	0.402 acres (17,500 sqft)
Owner	Company Name on File
Last Sale	$205,000 (Sep 1987)
Tax Bill	$11,126 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`298-081-28-00`

Property Details

APN / Parcel Number

Primary APN	`298-081-28-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,949 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	17,500 sqft (0.402 acres)
View / Lot	Good
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	166 S NARDO AVE
City	SOLANA BEACH
State	CA
Zip	92075-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRc
Legal Description	BLK 1 LOT 12 (EX DOC239922REC70)DOC34170REC63 INSEC 35-13-4W&IN TR 001749
Legal Range	04W
Legal Township	13
Legal Section	35
Legal Subdivision	SOLANA BEACH
Legal Tract	001749
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17307

Owner

166 S Nardo Ave is owned by a company that acquired it in June 1997 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	166 S NARDO AVE, SOLANA BEACH, CA 92075-2021
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Apr 16, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 1987 · Amount on File
Deed Sale	Sep 25, 1987 · Amount on File
Deed Document Number	1987543560
Last Transfer Date	Jun 3, 1997
Transfer Doc	0000283946
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	166 S NARDO AVE, SOLANA BEACH, CA 92075-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000379578
Date	Aug 21, 2017
Instrument	2017-0379578

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	166 S NARDO AVE, SOLANA BEACH, CA 92075-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137310
Date	Apr 16, 2019
Instrument	2019-0137310

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 8, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	166 S NARDO AVE, SOLANA BEACH, CA 92075-2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 S NARDO AVE, SOLANA BEACH, CA 92075-2021

Mortgage

Document Number	0000752797
Date	Nov 25, 2020
Instrument	2020-0752797

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 166 S Nardo Ave was $11,126 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$930,153 (+2%) Land $337,460 Building $592,693
2025	$11,126.00 Homeowner's exemption	$911,916 Land $330,844 Building $581,072
2023	$10,602.00 (+1.44%) Homeowner's exemption	$876,507 Land $317,998 Building $558,509
2022	$10,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 166 S Nardo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 S Nardo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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