166 S Main St, Prospect, OH 43342 Property Records

Marion County property record for 166 S Main St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,408 sqft · built 1905
Lot Size	0.193 acres (8,413 sqft)
Owner	Individual Name on File
Last Sale	$324,900 (Nov 2023)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-001002.2800`

Property Details

APN / Parcel Number

Primary APN	`27-001002.2800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	44 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,210 sqft
2nd Floor Area	1,198 sqft
Upper Floors Area	1,198 sqft
Attic Area	1,198 sqft
Basement Area	601 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Construction Type	Frame
Roof Material	Shingle
Lot Area	8,413 sqft
Lot Width	63.3 ft Width
Garage Type	Detached
Garage Area	216 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	166 S MAIN ST
City	PROSPECT
State	OH
Zip	43342-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDDLETOWN PT LOT 52-3 PG 13 101 1.00 228.00
Legal Lot Number	53
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1053
Census Tract	10500

Owner

166 S Main St is owned and occupied by an individual who bought it in November 2023.

Source: Marion County records, as of February 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	166 S MAIN ST, PROSPECT, OH 43342-3503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit ANIMAL HOUSE INVESTMENTS LLC
Nov 15, 2023	Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 25, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Apr 25, 2023
Deed Document Number	2023-06305
Deed Book / Page	1678 / 466
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	166 S MAIN ST, PROSPECT, OH 43342-3503
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016620250
Date	Jun 22, 2023
Book Page	1662/250
Instrument	2023-03281

Lender

Name	ANIMAL HOUSE INVESTMENTS LLC
Type	Non-Lending Institution
Address	RICHWOOD, OH 43344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jul 15, 2024

Interest

Index	FHLBNY's 5-Year Index

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MARION OH
Recording Date	Nov 15, 2023
Property Address	166 S MAIN ST, PROSPECT, OH 43342-3503
Document Number	0016780466
Book / Page	1678 / 466
Instrument Date	Nov 9, 2023
Instrument	2023-06305
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	WORLD CLASS TITLE INC, WORLD CLASS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	0202306306
Date	Nov 15, 2023
Instrument	2023-06306

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Apr 25, 2023
Property Address	166 S MAIN ST, PROSPECT, OH 43342-3503
Document Number	0016560057
Book / Page	1656 / 57
Instrument Date	Apr 14, 2023
Instrument	2023-02119
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DAVIDS ST, MARION, OH 43302-4715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 166 S Main St was $4,665, up 123.4% from the year before.

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,665.00 (+123.42%)	$116,430 (+168.4%) Land $7,150 Building $109,280	$332,660 Land $20,430 Building $312,230
2024	$2,088.00 (+27.94%)	$43,380 (-) Land $7,500 Building $35,880
2023	$1,632.00 (-1.51%) Homeowner's exemption	$43,380 (-) Land $7,500 Building $35,880
2022	$1,657.00 Homeowner's exemption	$43,380 Land $7,500 Building $35,880	$123,940 Land $21,430 Building $102,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 166 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Watch TV.

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