166 S Cedar St, Oberlin, OH 44074 Property Records

Lorain County property record for 166 S Cedar St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,843 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2023)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-085-105-038`

Property Details

APN / Parcel Number

Primary APN	`09-00-085-105-038`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	979 sqft
Basement Area	979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	149 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	33 sqft
Deck Area	265 sqft
Patio Area	281 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	166 S CEDAR ST
City	OBERLIN
State	OH
Zip	44074-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT SPRING 50 X 149
Legal Subdivision	WRIGHT SPRING
Legal Block	105
Legal Lot Number	59-61
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2018
Census Tract	60200

Owner

166 S Cedar St is owned and occupied by an individual who bought it in July 2023.

Source: Lorain County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	166 S CEDAR ST, OBERLIN, OH 44074-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Jun 2, 2004 · Amount on File
Deed Document Number	2023922756
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	20130469110
Record Updated	Sep 20, 2026

July 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 19, 2023
Property Address	166 S CEDAR ST, OBERLIN, OH 44074-1558
Document Number	0000922756
Map Reference	VOL 3 PG 37
Instrument Date	Jul 17, 2023
Instrument	2023-0922756
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 S CEDAR ST, OBERLIN, OH 44074-1558

Mortgage

Document Number	0000922757
Date	Jul 19, 2023
Instrument	2023-0922757

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 166 S Cedar St was $2,723, down 4.1% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,723.00 (-4.12%)	$57,180 (-0.01%) Land $10,210 Building $46,970	$163,380 (-) Land $29,170 Building $134,210
2024	$2,840.00 (-15.12%)	$57,183 (-6.13%) Land $10,210 Building $46,974	$163,380 (-6.13%) Land $29,170 Building $134,210
2023	$3,346.00 (+2.76%)	$60,914 (-0.01%) Land $5,999 Building $54,915	$174,040 Land $17,140 Building $156,900
2022	$3,256.00	$60,920 Land $6,000 Building $54,920
2021			$174,040 Land $17,140 Building $156,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 S Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2004–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 S Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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