166 Rustling Leaf Pl, Kearneysville, WV 25430 Property Records

Berkeley County property record for 166 Rustling Leaf Pl, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,331 sqft · built 2006
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Apr 2009)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-20D-0005.0000`

Property Details

APN / Parcel Number

Primary APN	`01-20D-0005.0000`
Alternative APNs	`02-01-20D-0005.0000` `07231103`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,331 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,343 sqft
Finished Basement	1,343 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07231103
Street Address	166 RUSTLING LEAF PL
City	KEARNEYSVILLE
State	WV
Zip	25430-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.43 ACRE. LOT 4 PHASE 1 CHAPEL VIEW
Legal Lot Number	4
Jurisdiction	BERKELEY WV
Township / Civil Division	TUSCARORA
Census Block Group	3
Census Block	3036
Census Tract	972001

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage HUD
Apr 24, 2023	Deed of Trust, Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2009 · Amount on Record
Deed Sale	Apr 11, 2009 · Amount on Record
Deed Document Number	0000924250
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	166 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2817
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004077/203
Date	Nov 15, 2023
Book Page	4077/203
Instrument	20230031817

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	192 Months
Due	Apr 1, 2039

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	166 RUSTLING LEAF PL, KEARNEYSVILLE, WV 25430-2817
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004010/203
Date	Apr 24, 2023
Book Page	4010/203
Instrument	20230010166

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	192 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 (-3.25%)	$245,040 (+0.57%) Land $40,620 Building $204,420	$408,400 (+0.57%) Land $67,700 Building $340,700
2023	$3,079.00	$243,660 Land $39,480 Building $204,180	$406,100 Land $65,800 Building $340,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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