166 Rose St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 166 Rose St, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,521 sqft · built 1924
Lot Size0.187 acres (8,136 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Oct 2013)
Tax Bill$7,891 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2023 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN62-132-00-0018

Property Details

APN / Parcel Number

Primary APN62-132-00-0018
Alternative APNs
  • 2009-62-132-00-0018-0
  • 62132000018000000000
  • 282009 62.-132-18
  • 62132 00180

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,521 sqft Living Area
Gross Area2,705 sqft
1st Floor Area667 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleOld Style
Construction TypeFrame
Foundation TypeBlock
Roof MaterialOther
Lot Area8,136 sqft (0.187 acres)
Lot Dimensions193 ft deep x 40 ft wide
Garage TypeDetached
Garage Area357 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area214 sqft
Deck Area20 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62132 00180
Street Address166 ROSE ST
CityFREEPORT
StateNY
Zip11520-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block132
Legal Lot Number18
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1006
Census Tract414303

Owner

166 Rose St is owned and occupied by two individuals who acquired it in May 2014.

Source: Nassau County and Hempstead Town records, as of October 7, 2026

Owner of Record2 Individual Names on File
Mailing Address166 ROSE ST, FREEPORT, NY 11520-4247
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Line of Credit
NCPD FEDERAL CREDIT UNION
Mar 24, 2023Deed of Trust, Mortgage · Line of Credit
JOVIA FINANCIAL FCU
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
JOVIA FINANCIAL FCU
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
JOVIA FINANCIAL FCU
Jun 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
NASSAU EDUCATORS FCU
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
NASSAU EDUCATORS FCU
May 29, 2018Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI
NASSAU EDUCATORS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2013 · Amount on File
Deed SaleOct 22, 2013 · Amount on File
Deed Document Number2013848
Deed Book / Page13006 / 314
Last Transfer DateMay 15, 2014
Transfer Doc0130760661
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Recording DateAug 17, 2026
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Document Number0000055281
Book / Page48605 / 318
Instrument DateAug 5, 2026
Instrument202655281
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 ROSE ST, FREEPORT, NY 11520-4247

Mortgage

Document Number0000055281,
DateAug 17, 2026
Book Page48605/318
Instrument202655281
Lender
NameNCPD FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Change FrequencyMonthly
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 ROSE ST, FREEPORT, NY 11520-4247

Mortgage

Document NumberM470900648
DateMar 24, 2023
Book PageM47090/648
Instrument2023-18167
Lender
NameJOVIA FINANCIAL FCU
TypeCredit Union
AddressWESTBURY, NY 11590
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0456930486
DateAug 2, 2021
Book Page45693/486
Instrument2021-101859
Lender
NameJOVIA FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0456930501
DateAug 2, 2021
Book Page45693/501
Instrument2021-101860
Lender
NameJOVIA FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0429080603
DateJun 25, 2018
Book Page42908/603
Instrument2018-055491
Lender
NameNASSAU EDUCATORS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0433180054
DateFeb 28, 2019
Book Page43318/54
Instrument2019-018408
Lender
NameNASSAU EDUCATORS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 27, 2049
Interest
Rate TypeFixed Rate

May 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address166 ROSE ST, FREEPORT, NY 11520-4247
Document Number0429080618
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 ROSE ST FREEPORT NY 115204247, FREEPORT, NY 11520-4247

Mortgage

Document Number0429080618
DateJun 25, 2018
Book Page042908/000618
Instrument55492
Lender
NameNASSAU EDUCATORS FCU
TypeCredit Union
Address1000 CORPORATE DR, WESTBURY, NY 11590-6648
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 24, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 166 Rose St was $7,891 with a homeowner's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447 (-2.61%) Land $162 Building $285$447,000 (-2.61%)
2025$7,891.00 Homeowner's exemption$459 Land $166 Building $293$459,000
2023$7,502.00 Additional exemption filed$413 Land $169 Building $244$413,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 166 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Rose St

Nearby Streets

Search Property Records by Address or Parcel Number