Nassau County and Hempstead Town property record for 166 Rose St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,521 sqft · built 1924 |
| Lot Size | 0.187 acres (8,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2013) |
| Tax Bill | $7,891 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62-132-00-0018 |
| Primary APN | 62-132-00-0018 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 2,705 sqft |
| 1st Floor Area | 667 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Old Style |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 8,136 sqft (0.187 acres) |
| Lot Dimensions | 193 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 20 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62132 00180 |
|---|---|
| Street Address | 166 ROSE ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 132 |
| Legal Lot Number | 18 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 414303 |
166 Rose St is owned and occupied by two individuals who acquired it in May 2014.
Source: Nassau County and Hempstead Town records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit NCPD FEDERAL CREDIT UNION |
| Mar 24, 2023 | Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JOVIA FINANCIAL FCU |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JOVIA FINANCIAL FCU |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NASSAU EDUCATORS FCU |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NASSAU EDUCATORS FCU |
| May 29, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI NASSAU EDUCATORS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2013 · Amount on File |
| Deed Sale | Oct 22, 2013 · Amount on File |
| Deed Document Number | 2013848 |
| Deed Book / Page | 13006 / 314 |
| Last Transfer Date | May 15, 2014 |
| Transfer Doc | 0130760661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 17, 2026 |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Document Number | 0000055281 |
| Book / Page | 48605 / 318 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202655281 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Document Number | 0000055281, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 48605/318 |
| Instrument | 202655281 |
| Name | NCPD FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Document Number | M470900648 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | M47090/648 |
| Instrument | 2023-18167 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | WESTBURY, NY 11590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0456930486 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 45693/486 |
| Instrument | 2021-101859 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0456930501 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 45693/501 |
| Instrument | 2021-101860 |
| Name | JOVIA FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0429080603 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 42908/603 |
| Instrument | 2018-055491 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0433180054 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 43318/54 |
| Instrument | 2019-018408 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 166 ROSE ST, FREEPORT, NY 11520-4247 |
| Document Number | 0429080618 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 166 ROSE ST FREEPORT NY 115204247, FREEPORT, NY 11520-4247 |
| Document Number | 0429080618 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 042908/000618 |
| Instrument | 55492 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | 1000 CORPORATE DR, WESTBURY, NY 11590-6648 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 166 Rose St was $7,891 with a homeowner's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447 (-2.61%) Land $162 Building $285 | $447,000 (-2.61%) | |
| 2025 | $7,891.00 Homeowner's exemption | $459 Land $166 Building $293 | $459,000 |
| 2023 | $7,502.00 Additional exemption filed | $413 Land $169 Building $244 | $413,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 166 Rose St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 166 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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