166 Rocky Ln, Gainesville, TX 76240 Property Records

Cooke County property record for 166 Rocky Ln, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$2,422 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0868-033-00000`

Property Details

APN / Parcel Number

Primary APN	`0868-033-00000`
Alternative APN	`16073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,400 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	70 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	166 ROCKY LN
City	GAINESVILLE
State	TX
Zip	76240-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDOLPH JM 0868 ACRES 1.0
Legal Subdivision	RANDOLPH JM
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2053
Census Tract	100

Owner

166 Rocky Ln is owned by a company and is owner-occupied.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Company Name on File
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	166 ROCKY LN, GAINESVILLE, TX 76240-7666
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002496/90
Date	Mar 22, 2022
Book Page	2496/90
Instrument	2022-2468

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	166 ROCKY LN, GAINESVILLE, TX 76240-7666
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002496/90
Date	Mar 22, 2022
Book Page	2496/90
Instrument	2022-2468

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 166 Rocky Ln was $2,422 with a homeowner's exemption, up 1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,422.00 (+9.99%) Homeowner's exemption	$159,546 (+1%)	$251,082 (+4.58%) Land $97,000 Building $154,082
2025	$2,202.00	$145,042 Land $86,000 Building $154,082	$240,082 Land $86,000 Building $154,082
2023	$787.00 (-38.66%)	$119,869 Land $82,000 Building $135,484	$217,484 Land $82,000 Building $135,484
2022	$1,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Rocky Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Rocky Ln is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 74% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Element8, Optimum, T-Mobile.

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