166 River Rd, Pawcatuck, CT 06379 Property Records

Stonington Town property record for 166 River Rd, Pawcatuck, CT 06379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,010 sqft · built 1978
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2020)
Tax Bill	$9,744 (2026)
Deeds & Mortgages	Nov 2021 Refinance Dec 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`STON M:6 B:3 L:8`

Property Details

APN / Parcel Number

Primary APN	`STON M:6 B:3 L:8`
Alternative APNs	`STNG M:6 B:3 L:8` `0020300` `20300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,010 sqft Living Area
Gross Area	5,578 sqft
1st Floor Area	1,695 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20300
Street Address	166 RIVER RD
City	PAWCATUCK
State	CT
Zip	06379-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-15
Legal Block	3
Legal Lot Number	8
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	1
Census Block	1008
Census Tract	705101

Owner

166 River Rd is owned and occupied by two individuals who acquired it in April 2023.

Source: Stonington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	166 RIVER RD, PAWCATUCK, CT 06379-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU
May 3, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	20203097550005
Deed Book / Page	801 / 1062
Last Transfer Date	Apr 18, 2023
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	166 RIVER RD, PAWCATUCK, CT 06379-2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000828-608
Date	Nov 17, 2021
Book Page	828/608
Instrument	3190510010

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	166 RIVER RD, PAWCATUCK, CT 06379-2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000854-576
Date	Dec 27, 2023
Book Page	854/576

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONINGTON CT
Recording Date	May 3, 2023
Property Address	166 RIVER RD, PAWCATUCK, CT 06379-2018
Document Number	000847-703
Book / Page	847 / 703
Instrument Date	Apr 18, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 RIVER RD, PAWCATUCK, CT 06379-2018

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONINGTON CT
Recording Date	Jun 26, 2020
Property Address	166 RIVER RD, PAWCATUCK, CT 06379-2018
Document Number	00801-1062
Book / Page	801 / 1062
Instrument Date	Jun 16, 2020
Instrument	3097550005
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 RIVER RD, PAWCATUCK, CT 06379-2072

Mortgage

Document Number	00801-1067
Date	Jun 26, 2020
Book Page	801/1067
Instrument	3097560010

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 166 River Rd was $9,744, up 5.1% from the year before.

Source: Stonington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,744.00 (+5.14%)	$466,200 (-) Land $128,900 Building $337,300	$848,963 (+160.15%)
2025	$9,268.00	$466,200 Land $128,900 Building $337,300	$326,340 Land $90,230 Building $236,110
2024	$9,268.00 (+4.35%)
2023	$8,882.00 (+15.83%)	$466,200 (+55.71%) Land $128,900 Building $337,300
2022	$7,668.00	$299,400 Land $97,900 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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