Smithfield Town property record for 166 Ridge Rd, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,716 sqft · built 1980 |
| Lot Size | 1.02 acres (44,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,889 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1831-00 |
| Primary APN | 13-1831-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 4,310 sqft |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 804 sqft |
| Unfinished Basement | 804 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,792 sqft (1.02 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13-1831-00 |
|---|---|
| Street Address | 166 RIDGE RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMED |
| Legal Lot Number | 73 |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 12602 |
166 Ridge Rd is owned and occupied by two individuals who acquired it in October 2019.
Source: Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| May 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jun 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS |
| Nov 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 1242-155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001582-32 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 1582/32 |
| Instrument | 2026-478 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001472-226 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 1472/226 |
| Instrument | 2023-1748 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001420-106 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 1420/106 |
| Instrument | 2022-1543 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001362-15 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 1362/15 |
| Instrument | 2021-2627 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Nov 6, 2019 |
| Property Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Document Number | 1242-155 |
| Book / Page | 001242 / 000155 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 3484 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 RIDGE RD SMITHFIELD RI 029172517, SMITHFIELD, RI 02917-2517 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | May 31, 2018 |
| Property Address | 166 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Document Number | 1165-13 |
| Book / Page | 001165 / 000013 |
| Instrument Date | May 25, 2018 |
| Instrument | 44674 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 RIDGE RD SMITHFIELD RI 029172517, SMITHFIELD, RI 02917-2517 |
The 2025 property tax bill for 166 Ridge Rd was $6,889.
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,889.00 | $556,000 Land $187,100 Building $368,900 | $515,022 |
| 2023 | $6,533.00 (+2.69%) | $476,200 (-) Land $156,800 Building $319,400 | |
| 2022 | $6,362.00 | $476,200 Land $156,800 Building $319,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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