Bergen County and Rutherford Borough property record for 166 Ridge Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 4,060 sqft · built 1870 |
| Lot Size | 0.393 acres (17,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Jul 2022) |
| Tax Bill | $28,499 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5600116A00019A |
| Primary APN | 5600116A00019A |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,060 sqft Living Area |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 17,102 sqft (0.393 acres) |
| Lot Dimensions | 171 ft deep x 100 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 5600116A00019A |
|---|---|
| Street Address | 166 RIDGE RD |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X171 |
| Legal Block | 116 |
| Legal Lot Number | 19.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 51300 |
166 Ridge Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 RIDGE RD, RUTHERFORD, NJ 07070-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU |
| Jul 20, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU |
| Feb 28, 2018 | Deed of Trust, Mortgage · Line of Credit PROPONENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on File |
| Deed Sale | Jul 20, 2022 · Amount on File |
| Prior Sale | Sep 29, 2003 · Amount on File |
| Deed Document Number | 202272159 |
| Deed Book / Page | 4746 / 1767 |
| Last Transfer Date | Mar 20, 2025 |
| Transfer Doc | 0054871818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 166 RIDGE RD, RUTHERFORD, NJ 07070-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047040082 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 4704/82 |
| Instrument | 2022058223 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2022 |
| Property Address | 166 RIDGE RD, RUTHERFORD, NJ 07070-2426 |
| Document Number | 0047461767 |
| Book / Page | 4746 / 1767 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022072159 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | NORTH EAST TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 WOODLAKE CT, 118, HOLMDEL, NJ 07733-2544 |
| Name | Verified Name |
|---|---|
| Address | 166 RIDGE RD, RUTHERFORD, NJ 07070-2426 |
| Document Number | 2022072160 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022072160 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.99% |
| Index | 1-Year CMT |
| Max Rate | 8.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 166 RIDGE RD, RUTHERFORD, NJ 07070-2426 |
| Document Number | 0028961008 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 166 RIDGE RD RUTHERFORD NJ 070702426, RUTHERFORD, NJ 07070-2426 |
| Document Number | 0028961008 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 002896/001008 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 166 Ridge Rd was $28,499, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890,600 (-) Land $347,000 Building $543,600 | $890,600 (-) Land $347,000 Building $543,600 | |
| 2025 | $28,499.00 (+2.53%) | $890,600 Land $347,000 Building $543,600 | $890,600 Land $347,000 Building $543,600 |
| 2024 | $27,796.00 | ||
| 2023 | $760,000 Land $347,000 Building $413,000 | $760,000 Land $347,000 Building $413,000 | |
| 2022 | $22,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 166 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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