166 Ravers Gap Rd, Saxton, PA 16678 Property Records

Bedford County property record for 166 Ravers Gap Rd, Saxton, PA 16678

Property Summary

Property Type	Rural Home
Details	1,648 sqft · built 1828
Lot Size	120 acres (5,227,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jul 2023)
Tax Bill	$3,092 (2026)
Deeds & Mortgages	Aug 2012 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H.05-0.00-044`

Property Details

APN / Parcel Number

Primary APN	`H.05-0.00-044`
Alternative APN	`160-011995`

Interior

Stories	2 Stories
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1828
Effective Year Built	Effective 1828
Lot Area	5,227,200 sqft (120 acres)
Pole Barn	Pole Barn

Location & Zoning

Street Address	166 RAVERS GAP RD
City	SAXTON
State	PA
Zip	16678-8943
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	166 RAVERS GAP RD
Jurisdiction	BEDFORD PA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2073
Census Tract	960100

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 RAVERS GAP RD, SAXTON, PA 16678-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2012	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit RELIANCE SAVINGS BANK
Jun 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage BRANCH BANKING AND TRUST CO
Oct 9, 2020	Deed, Transfer · Line of Credit USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	20233067
Record Updated	Sep 20, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	166 RAVERS GAP RD, SAXTON, PA 16678-8943
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000142/097
Date	Aug 1, 2012
Book Page	0142/097
Instrument	004230

Lender

Name	USDA
Type	Government Agency
Address	HUNTINGDON, PA 16652

Agreement

Type	USDA Mortgage

Interest

Rate	1.25%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	166 RAVERS GAP RD, SAXTON, PA 16678-8943
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/3069
Date	Jul 25, 2023
Book Page	2023/3069
Instrument	2023-003069

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	166 RAVERS GAP RD, SAXTON, PA 16678-8943
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2399
Date	Jun 4, 2019
Book Page	2019/2399
Instrument	2019-002399

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	MC CONNELLSBURG, PA 17233

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Oct 9, 2020
Property Address	166 RAVERS GAP RD, SAXTON, PA 16678-8943
Document Number	02020/5337
Book / Page	2020 / 5337
Instrument Date	Oct 9, 2020
Instrument	2020-005337
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 PNEASNAT LANE, WILLIAMSBURG, PA 16693

Mortgage

Document Number	2020005339
Date	Oct 9, 2020
Instrument	2020-005339

Lender

Name	USDA
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 13, 2060

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Liberty Township
Unified School District	Tussey Mountain School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,092.00 (+26.93%)	$154,880 (-) Land $76,680 Building $78,200	$154,880 (-34.84%) Land $159,500 Building $78,200
2025			$237,700 (-) Land $159,500 Building $78,200
2023	$2,436.00 (+1.2%) Additional exemption filed	$154,880 (-) Land $76,680 Building $78,200
2022	$2,407.00 Additional exemption filed	$154,880 Land $76,680 Building $78,200
2012			$237,700 Land $159,500 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Crowsnest Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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