Middlesex County and Reading Town property record for 166 Prospect St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 4,295 sqft Living Area |
| Lot Size | 29,621 sqft (0.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $810,000 (2019) |
| Tax Bill | $12,471.00 (2025) |
| Primary APN | READ M:020.0-0000-0074.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,295 sqft Living Area |
| Gross Area | 6,060 sqft Gross Area |
| Basement Area | 1,712 sqft Basement |
| Unfinished Basement | 445 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 690000000250 |
|---|---|
| Street Address | 166 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0074.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ENVISION BANK |
| Jun 01, 2021 | Deed of Trust, Mortgage · Line of Credit ENVISION BANK |
| Feb 23, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment BANKESB |
| May 08, 2026 | Quit Claim Deed, Transfer · Stand Alone First Mortgage Quitclaim Document |
| May 06, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance ENVISION BANK |
| Aug 14, 2019 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage ENVISION BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Deed Doc Number | 2019120513 |
| Deed Book / Page | 73109 / 416 |
| Last Transfer Date | Mar 20, 2026 |
| Transfer Doc | 085570-569 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076728-494 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 76728/494 |
| Instrument | 12479 |
| Name | ENVISION BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077901-65 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 77901/65 |
| Instrument | 123025 |
| Name | ENVISION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082507-241 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 82507/241 |
| Instrument | 18015 |
| Name | BANKESB |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 08, 2026 |
| Property Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Document Number | 085570-569 |
| Book / Page | 85570 / 569 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202652640 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Date | May 08, 2026 |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74619-450 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 74619/450 |
| Instrument | 68147 |
| Name | ENVISION BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 14, 2019 |
| Property Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Document Number | 73109-416 |
| Book / Page | 73109 / 416 |
| Instrument Date | Aug 05, 2019 |
| Instrument | 120513 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 PROSPECT ST, READING, MA 01867-2336 |
| Document Number | 120514 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 120514 |
| Name | ENVISION BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,471.00 (+1.14%) | $1,094,900 (+4.07%) Land $528,200 Building $566,700 | $1,086,420 (+2.62%) |
| 2024 | $12,331.00 (+3.16%) | $1,052,100 (+10.82%) Land $507,400 Building $544,700 | $1,058,680 |
| 2023 | $11,953.00 | $949,400 Land $457,500 Building $491,900 |
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