166 Plover Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 166 Plover Dr, Duck, NC 27949 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,056 sqft · built 1997
Lot Size	0.333 acres (14,500 sqft)
Owner	Company Name on File
Last Sale	$1,800,000 (Jul 2021)
Tax Bill	$10,586 (2025)
Deeds & Mortgages	Jun 2019 Refinance Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`986917220164`

Property Details

APN / Parcel Number

Primary APN	`986917220164`
Alternative APN	`010121029`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,056 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,500 sqft (0.333 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986917220164
Street Address	166 PLOVER DR
City	DUCK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 29 BLK: SEC: PL: A SL: 225
Legal Subdivision	SEA ACRES
Legal Lot Number	29
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

Source: Dare County records · APN 986917220164

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2 ROSELAWN LN, MALVERN, PA 19355-3316
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAY SERVICING LLC
Jul 01, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 05, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance FAY SERVICING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2021 · Amount on Record
Deed Sale	Jul 01, 2021 · Amount on Record
Deed Document Number	2021700101834
Deed Book / Page	2522 / 294
Prior Transfer Date	Jan 01, 2019
Prior Transfer Doc	2304/301
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	166 PLOVER DR, DUCK, NC 27949
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002304/304
Date	Jun 05, 2019
Book Page	2304/304
Instrument	700065270

Lender

Name	FAY SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 01, 2021
Property Address	166 PLOVER DR, DUCK, NC 27949
Document Number	2522/294
Book / Page	2522 / 294
Map Reference	CAB A SL 225
Instrument Date	Jun 30, 2021
Instrument	700101834
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 WILLIAM RICHMOND, 133, WILLIAMSBURG, VA 23185-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROSELAWN LN, MALVERN, PA 19355-3316

Mortgage

Document Number	700101835
Date	Jul 01, 2021
Instrument	700101835

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DARE NC
Recording Date	Jun 05, 2019
Property Address	166 PLOVER DR, DUCK, NC 27949
Document Number	2304/301
Book / Page	2304 / 301
Instrument Date	Jan 01, 2019
Instrument	700065269
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WILLIAM RICHMOND, WILLIAMSBURG, VA 23185-8218

Mortgage

Document Number	2304/304
Date	Jun 05, 2019
Book Page	2304/304
Instrument	700065270

Lender

Name	FAY SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,586.00 (+14.59%)	$2,388,700 (+60.43%) Land $1,381,300 Building $1,007,400
2023	$9,238.00	$1,488,916 Land $812,500 Building $676,416
2020			$2,388,700 Land $1,381,300 Building $1,007,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 1,132 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured 361 under condo master policies
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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