166 Pine Hill Cir, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 166 Pine Hill Cir, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1965
Lot Size	0.08 acres (3,502 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (Sep 1977)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`89825`

Property Details

APN / Parcel Number

Primary APN	`89825`
Alternative APN	`WALT M:022 B:015 L:0068`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,496 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,502 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	89825
Street Address	166 PINE HILL CIR
City	WALTHAM
State	MA
Zip	02451-0865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	15
Legal Lot Number	68
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1017
Census Tract	368102

Owner

166 Pine Hill Cir is owned and occupied by two individuals who bought it in September 1977.

Source: Middlesex County and Waltham City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 PINE HILL CIR, WALTHAM, MA 02451-0865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 23, 2016	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1977 · Amount on File
Deed Sale	Sep 16, 1977 · Amount on File
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	166 PINE HILL CIR, WALTHAM, MA 02451-0865
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084020-241
Date	Apr 29, 2025
Book Page	84020/241
Instrument	44717

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	166 PINE HILL CIR, WALTHAM, MA 02451-0865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75870-171
Date	Oct 13, 2020
Book Page	75870/171
Instrument	185250

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	166 PINE HILL CIR, WALTHAM, MA 02451-0865
Document Number	73583-174
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 PINE HILL CIR WALTHAM MA 024510865, WALTHAM, MA 02451-0865

Mortgage

Document Number	73583-174
Date	Nov 4, 2019
Book Page	073583/000174
Instrument	171131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	166 PINE HILL CIR, WALTHAM, MA 02451-0865
Document Number	71170-432
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 PINE HILL CIR WALTHAM MA 024510865, WALTHAM, MA 02451-0865

Mortgage

Document Number	71170-432
Date	Jun 18, 2018
Book Page	071170/000432
Instrument	87235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	166 PINE HILL CIR, WALTHAM, MA 02451-0865
Document Number	68803-245
Book / Page	068803 / 000245
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68803-245
Date	Jan 24, 2017
Book Page	068803/000245
Instrument	13051

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 166 Pine Hill Cir was $5,493, up 5.2% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,493.00 (+5.23%)	$559,400 (+3.31%) Land $323,600 Building $235,800	$581,210 (+1.64%)
2024	$5,220.00 (+0.35%)	$541,500 (+7.42%) Land $308,200 Building $233,300	$571,805
2023	$5,202.00	$504,100 Land $281,400 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Pine Hill Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 166 Pine Hill Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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