Madison County property record for 166 Pine Grove Rd, Richmond, KY 40475
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 12.3 acres (537,966 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Dec 2025) |
| Tax Bill | $2,876 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0120-0000-0005-3 |
| Primary APN | 0120-0000-0005-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 537,966 sqft (12.3 acres) |
|---|
| Account Number | 57094 |
|---|---|
| Street Address | 166 PINE GROVE RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9521 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | TRACT 3 (12.35 ACRES) |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Tract | 3 |
| Legal Lot Number | TR 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11002 |
166 Pine Grove Rd, an agricultural property, is owned by two individuals who bought it in December 2025.
Source: Madison County records, as of March 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1333 POST OAK RD, LEXINGTON, KY 40517-3934 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Oct 29, 2025 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jul 10, 2023 | Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Oct 29, 2020 | Deed, Transfer · Commercial Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Oct 29, 2025 · Amount on File |
| Deed Document Number | 202514302847 |
| Deed Book / Page | 876 / 563 |
| Prior Transfer Date | Mar 9, 2023 |
| Prior Transfer Doc | 0014140157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2448/412 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | M2448/412 |
| Instrument | 2014322748 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 29, 2025 |
| Property Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Document Number | 00D875/127 |
| Book / Page | D875 / 127 |
| Map Reference | CAB 24 SL 352 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2014295370 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 EASTERN BYP STE 1, 1, RICHMOND, KY 40475-2786 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Document Number | 0M2420/138 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | M2420/138 |
| Instrument | 2014295373 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Sep 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 10, 2023 |
| Property Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Document Number | 00D840/584 |
| Book / Page | D840 / 584 |
| Map Reference | CAB 24 SL 352 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2014155487 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 BROOKVIEW DR, RICHMOND, KY 40475-3538 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Document Number | 2014155489 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2014155489 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 29, 2020 |
| Property Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Document Number | D00796/211 |
| Book / Page | D00796 / 211 |
| Map Reference | MB 17 PG 103 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2014023077 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 FALLING BRANCH RD, WACO, KY 40385-9703 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 166 PINE GROVE RD, RICHMOND, KY 40475-9521 |
| Document Number | 2014023078 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2014023078 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 166 Pine Grove Rd was $2,876.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,876.00 | $305,000 | $305,000 |
| 2023 | $1,873.00 (-0.32%) | $193,175 (-) | $193,175 (-) |
| 2022 | $1,879.00 | $193,175 | $193,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Pine Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 166 Pine Grove Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures