166 Ocean Mist, La Selva Beach (Watsonville), CA 95076 Property Records

Santa Cruz County property record for 166 Ocean Mist, La Selva Beach, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 2,725 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Dec 2008)
Tax Bill	$12,097 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-231-56`

Property Details

APN / Parcel Number

Primary APN	`046-231-56`
Alternative APN	`046-231-56-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,725 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Other
Lot Area	43,560 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	388 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	166 OCEAN MIST
City	WATSONVILLE
State	CA
Zip	95076-1926
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	A
Legal Subdivision	SAN ANDREAS RHO
Legal Lot Number	33
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	122300

Owner

166 Ocean Mist, recreational vacant land, is owned and occupied by two individuals who acquired it in February 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	166 OCEAN MIST, WATSONVILLE, CA 95076-1926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2008 · Amount on File
Deed Sale	Dec 23, 2008 · Amount on File
Prior Sale	Apr 17, 2003 · Amount on File
Deed Document Number	200850708
Last Transfer Date	Feb 24, 2020
Transfer Doc	0000006992
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	166 OCEAN MIST, LA SELVA BEACH, CA 95076-1926
Document Number	0000028975
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	166 OCEAN MIST WATSONVILLE CA 950761926, WATSONVILLE, CA 95076-1926

Mortgage

Document Number	0000028975
Date	Aug 3, 2020
Instrument	28975

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 28, 2020
Property Address	166 OCEAN MIST, LA SELVA BEACH, CA 95076-1926
Document Number	0000006992
Map Reference	MB 50 PG 39
Instrument Date	Feb 24, 2020
Instrument	2020-0006992
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	166 OCEAN MIST, WATSONVILLE, CA 95076-1926

Mortgage

Document Number	0000006993
Date	Feb 28, 2020
Instrument	2020-0006993

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,004,845 (+2%) Land $525,409 Building $479,436
2025	$12,097.00 (+13.75%)	$985,143 (+4.04%) Land $515,107 Building $470,036
2023	$10,635.00 (+1.81%)	$946,889 Land $495,105 Building $451,784	$1,139,670
2022	$10,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Ocean Mist in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Ocean Mist is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANDREAS MUTUAL WATER CO private · serves 392 people · EPA ID CA4400558
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ocean Mist

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