166 Mount Joy Rd, Milford, NJ 08848 Property Records

Hunterdon County and Holland Township property record for 166 Mount Joy Rd, Milford, NJ 08848

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 1962
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Sep 2026)
Tax Bill$6,602 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-00013-0000-00002-07

Property Details

APN / Parcel Number

Primary APN15-00013-0000-00002-07
Alternative APNs
  • 15000130000000020007
  • 15000130000000027

Interior

Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialFrame
Construction TypeFrame
Lot Area42,689 sqft (0.98 acres)

Location & Zoning

Old Parcel Number15000130000000027
Street Address166 MOUNT JOY RD
CityMILFORD
StateNJ
Zip08848-1752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal SubdivisionTOWNSHIP/HOLLAND
Legal Block13
Legal Lot Number2.7
JurisdictionHUNTERDON NJ
Township / Civil DivisionHOLLAND
Census Block Group4
Census Block4010
Census Tract10500

Owner

Source: Hunterdon County and Holland Township records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address166 MOUNT JOY RD, MILFORD, NJ 08848-1752
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
BOND STREET MORTGAGE
Sep 4, 2026Deed, Transfer · Conventional Mortgage
BOND STREET MORTGAGE
Jan 26, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Jan 26, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on Record
Deed SaleSep 4, 2026 · Amount on Record
Prior SaleAug 21, 2025 · Amount on Record
Deed Document Number2026150810
Deed Book / Page2669 / 638
Prior Transfer DateAug 6, 2026
Prior Transfer Doc0000150810
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Recording DateSep 4, 2026
Property Address166 MOUNT JOY RD, MILFORD, NJ 08848-1752
Document Number0000150820
Book / Page4711 / 430
Instrument DateAug 7, 2026
Instrument2026150820
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 S BRANCH RD, BRANCHBURG, NJ 08876-3917

Mortgage

Document Number0000150820,
DateSep 4, 2026
Book Page4711/430
Instrument2026150820
Lender
NameBOND STREET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateSep 4, 2026
Property Address166 MOUNT JOY RD, MILFORD, NJ 08848-1752
Document Number0000150810
Book / Page2669 / 638
Instrument DateAug 6, 2026
Instrument2026150810
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 MOUNT JOY RD, MILFORD, NJ 08848-1752

Mortgage

Document Number0000150810,
DateSep 4, 2026
Book Page4711/430
Instrument2026150810
Lender
NameBOND STREET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address166 MOUNT JOY RD, MILFORD, NJ 08848-1752
Document Number0000038720
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address166 MOUNT JOY RD MILFORD NJ 088481752, MILFORD, NJ 08848-1752

Mortgage

Document Number0000038720
DateFeb 26, 2019
Instrument38720
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term852 Months
DueFeb 25, 2090
Interest
Rate TypeAdjustable Rate
Rate4.33%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNTERDON NJ
Property Address166 MOUNT JOY RD, MILFORD, NJ 08848-1752
Document Number0000038730
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address166 MOUNT JOY RD MILFORD NJ 088481752, MILFORD, NJ 08848-1752

Mortgage

Document Number0000038730
DateFeb 26, 2019
Book Page004139/000921
Instrument38730
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term852 Months
DueFeb 25, 2090
Interest
Rate TypeAdjustable Rate
Rate4.33%

Tax Assessment & Valuation

Source: Hunterdon County and Holland Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionHolland Township
Secondary School DistrictDelaware Valley Regional School District (09 - 12)
Elementary School DistrictHolland Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,300 (-) Land $89,900 Building $107,400$197,300 (-) Land $89,900 Building $107,400
2025$6,602.00 (+3.27%)$197,300 (-) Land $89,900 Building $107,400$197,300 (-) Land $89,900 Building $107,400
2024$6,393.00 (+6%)
2023$197,300 Land $89,900 Building $107,400$197,300 Land $89,900 Building $107,400
2022$6,031.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims42 (1996–2021)
Claims Outside the SFHA2 of 42
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
AT&T
Fixed Wireless
100 / 20

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