Rutherford County property record for 166 Middle St, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1908 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $537 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0909857 |
| Primary APN | 0909857 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 166 MIDDLE ST |
|---|---|
| City | ELLENBORO |
| State | NC |
| Zip | 28040-9359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B I COTTON MILLS LO:130 SE:2 PL:6-59 |
| Legal Lot Number | 130 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | HIGH SHOALS |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 961104 |
166 Middle St, a single family home, is owned by two individuals.
Source: Rutherford County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 611 MIDDLE ST, ELLENBORO, NC 28040-8357 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 166 Middle St was $537.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537.00 | $52,700 Land $11,000 Building $41,700 | $52,700 Land $11,000 Building $41,700 |
| 2023 | $52,700 Land $11,000 Building $41,700 | $52,700 Land $11,000 Building $41,700 | |
| 2021 | $58.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Middle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 166 Middle St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Spectrum Fiber | 1,000 / 1,000 |
| Pangaea Internet Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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