166 M L King Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 166 M L King Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1930
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Mar 2019)
Tax Bill	$7,317 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2024 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`212110-0000`

Property Details

APN / Parcel Number

Primary APN	`212110-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	168 sqft
Porch	Finished/Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	166 M L KING AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUENA ESPERANZA SUB CITY LOT 10 BLK 5 OR4689/1211 & 5896/1804
Legal Range	30E
Legal Township	07S
Legal Section	19
Legal Subdivision	BUENA ESPERANZA SUBDIVISION
Legal Block	5
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2050
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 7, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Oct 6, 2015 · Amount on Record
Deed Document Number	201915028
Deed Book / Page	4689 / 1211
Last Transfer Date	Feb 6, 2024
Transfer Doc	0058961804
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2026
Property Address	166 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138
Document Number	0000065903
Book / Page	6412 / 1836
Instrument Date	Jul 28, 2026
Instrument	202665903
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138

Mortgage

Document Number	0000065903,
Date	Aug 3, 2026
Book Page	6412/1836
Instrument	202665903

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2056

Interest

Rate	6.43%
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 7, 2024
Property Address	166 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138
Document Number	0058961804
Book / Page	5896 / 1804
Instrument Date	Feb 6, 2024
Instrument	2024009471
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 5, 2019
Property Address	166 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138
Document Number	0046891211
Book / Page	4689 / 1211
Instrument Date	Feb 28, 2019
Instrument	2019015028
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 W BARBEE CHAPEL RD, 216, CHAPEL HILL, NC 27517-7510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 M L KING AVE, SAINT AUGUSTINE, FL 32084-5138

Mortgage

Document Number	2019015029
Date	Mar 5, 2019
Instrument	2019015029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,801 (+3.39%) Land $182,000 Building $246,801	$428,801 (+3.39%) Land $182,000 Building $246,801
2025	$7,317.00 (+8.14%) Homeowner's exemption Widower's exemption	$414,752 (-3.2%)	$414,752 (-3.2%) Land $182,000 Building $232,752
2024	$6,766.00 (+3.19%)
2023	$6,557.00 (+13.48%)	$428,472 (+22.5%)	$428,472 (+22.5%) Land $182,000 Building $246,472
2022	$5,778.00	$349,777	$349,777 Land $173,264 Building $176,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 376 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	389 units insured incl. 13 condo units
Nearby Flood Claims	284 (1982–2024)
Claims Outside the SFHA	3 of 284
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 26 claims Hurricane Irma, Sep 2017 · 84 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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