166 Liberty St, Westminster, MD 21157 Property Records

Carroll County property record for 166 Liberty St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 1937
Lot Size	0.171 acres (7,437 sqft)
Owner	2 Individual Names on File
Last Sale	$98,100 (Apr 2017)
Tax Bill	$2,328 (2026)
Deeds & Mortgages	May 2019 Mortgage May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-017383`

Property Details

APN / Parcel Number

Primary APN	`07-017383`
Alternative APNs	`7017383` `017383`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,437 sqft (0.171 acres)
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017383
Street Address	166 LIBERTY ST
City	WESTMINSTER
State	MD
Zip	21157-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 2 - 7437 SF 166 LIBERTY ST WESTMINSTER
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2036
Census Tract	507702

Owner

166 Liberty St is owned and occupied by two individuals who acquired it in April 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	166 LIBERTY ST, WESTMINSTER, MD 21157-4745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC
May 2, 2018	Quit Claim Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	May 14, 2003
Deed Document Number	20178657-0272
Deed Book / Page	8657 / 272
Last Transfer Date	Apr 25, 2019
Transfer Doc	0093020298
Record Updated	Oct 29, 2026

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	May 30, 2019
Property Address	166 LIBERTY ST, WESTMINSTER, MD 21157-4745
Document Number	0093020298
Book / Page	9302 / 0298
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 LIBERTY ST, WESTMINSTER, MD 21157-4745

Mortgage

Document Number	0009302304
Date	May 30, 2019
Instrument	9302/304

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2034

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	May 2, 2018
Property Address	166 LIBERTY ST, WESTMINSTER, MD 21157-4745
Document Number	0090020174
Book / Page	009002 / 000174
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 LIBERTY ST WESTMINSTER MD 211574745, WESTMINSTER, MD 21157-4745

Tax Assessment & Valuation

The 2026 property tax bill for 166 Liberty St was $2,328, up 8.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,328.00 (+8.28%)	$207,900 (+8.3%) Land $71,600 Building $136,300	$207,900 (-) Land $71,600 Building $136,300
2025	$2,150.00	$191,967	$207,900 Land $71,600 Building $136,300
2023	$1,809.00	$160,100 Land $71,600 Building $88,500	$160,100 Land $71,600 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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