166 Joy Cir, Camdenton, MO 65020 Property Records

Camden County property record for 166 Joy Cir, Camdenton, MO 65020

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,294 sqft · built 1999
Lot Size	2.34 acres (102,061 sqft)
Owner	Individual Name on Record
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13 2.0 03.0 000.0 013 023.001`

Property Details

APN / Parcel Number

Primary APN	`13 2.0 03.0 000.0 013 023.001`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,294 sqft Gross Area
Basement Area	1,462 sqft

Exterior

Year Built	Built 1999
Construction Type	Frame
Lot Area	102,061 sqft (2.34 acres)
Lot Dimensions	240 ft deep x 151 ft wide
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	166 JOY CIR
City	CAMDENTON
State	MO
Zip	65020-2382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 2,3, 4
Legal Subdivision	PLEASANT ACRES
Legal Lot Number	2,3,4
Jurisdiction	CAMDEN MO
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1021
Census Tract	950402

Owner

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	166 JOY CIR, CAMDENTON, MO 65020-2382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 18, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022
Deed Sale	Nov 18, 2022
Deed Document Number	0000879202
Deed Book / Page	879 / 202
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	166 JOY CIR, CAMDENTON, MO 65020-2382
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, ARROWHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 JOY CIR, CAMDENTON, MO 65020-2382

Mortgage

Document Number	000357/775
Date	Dec 12, 2025
Book Page	357/775

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Nov 18, 2022
Property Address	166 JOY CIR, CAMDENTON, MO 65020-2382
Document Number	000879/202
Book / Page	879 / 202
Instrument Date	Nov 17, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 JOY CIR, CAMDENTON, MO 65020-2382

Mortgage

Document Number	0000003473
Date	Nov 18, 2022
Instrument	347/3

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	Camdenton R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (+15.03%)	$36,170 (+12.29%)	$190,368 (+12.29%)
2023		$32,210 (-)	$169,526 (-)
2022	$1,191.00	$32,210	$169,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 89% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Splash Wireless Internet.

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