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166 Inverness Dr, Georgetown, KY 40324 Property Records

Scott County property record for 166 Inverness Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,753 sqft · built 2018
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$339,549 (Jun 2019)
Tax Bill$3,852 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN139-20-043.000

Property Details

APN / Parcel Number

Primary APN139-20-043.000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,753 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address166 INVERNESS DR
CityGEORGETOWN
StateKY
Zip40324-8686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES LANDING D
Legal SubdivisionPAYNES LANDING D
Legal Lot Number69
Legal Unit10
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2008
Census Tract40604

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address166 INVERNESS DR, GEORGETOWN, KY 40324-8686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN MORTGAGE SERVICE CO
Jun 4, 2019Deed, Subdivision Related Transfer · VA Mortgage
AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2019 · Amount on File
Deed SaleJun 4, 2019 · Amount on File
Deed Document Number2019400829
Deed Book / Page406 / 17
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address166 INVERNESS DR, GEORGETOWN, KY 40324-8686
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1552/575
DateOct 29, 2020
Book PageM1552/575
Instrument423594
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

June 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 4, 2019
Property Address166 INVERNESS DR, GEORGETOWN, KY 40324-8686
Document NumberD406/017
Book / PageD406 / 017
Map ReferenceCAB 9 LS 7
Instrument DateMay 3, 2019
Instrument400829
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 INVERNESS DR, GEORGETOWN, KY 40324-8686

Mortgage

Document Number400830
DateJun 4, 2019
Instrument400830
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,500 (-)$432,500 (-)
2025$3,852.00 (+8.78%)$432,500 (+10.73%)$432,500 (+10.73%)
2023$3,541.00 (+13.57%)$390,600 (+8.68%) Land $55,000 Building $335,600$390,600 (+8.68%) Land $55,000 Building $335,600
2022$3,118.00$359,400 Land $50,000 Building $309,400$359,400 Land $50,000 Building $309,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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