166 Howard Ct, Gray, GA 31032 Property Records

Jones County property record for 166 Howard Ct, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 2003
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Sep 2026)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G07-256`

Property Details

APN / Parcel Number

Primary APN	`G07-256`
Alternative APNs	`G07 00 256` `11334`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Heated Area
1st Floor Area	1,060 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)

Exterior Amenities

Porch	Slab
Porch Area	430 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11334
Street Address	166 HOWARD CT
City	GRAY
State	GA
Zip	31032-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 104 GRAYFIELD PH 1 DB873/638 PB 14/113
Legal Subdivision	GRAYFIELD PH I
Legal Phase	1
Legal Lot Number	104
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	2
Census Block	2012
Census Tract	30305

Owner

Source: Jones County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 HOWARD CT, GRAY, GA 31032-6340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jun 27, 2022	Deed of Trust, Mortgage UNITED STATES OF AMERICA
May 28, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Jan 9, 2014 · Amount on Record
Deed Book / Page	1208 / 603
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Sep 4, 2026
Property Address	166 HOWARD CT, GRAY, GA 31032-6340
Document Number	1208000603
Book / Page	1208 / 603
Instrument Date	Sep 4, 2026
Transaction Type	Transfer
Record Updated	Oct 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HOWARD CT, GRAY, GA 31032-6340

Mortgage

Document Number	1208000605,
Date	Sep 4, 2026
Book Page	1208/605

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	166 HOWARD CT, GRAY, GA 31032-6340
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HOWARD CT, GRAY, GA 31032-6340

Mortgage

Document Number	0011280000000827
Date	Jun 27, 2022
Book Page	0000001128/0000000827

Lender

Name	UNITED STATES OF AMERICA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JONES GA
Property Address	166 HOWARD CT, GRAY, GA 31032-6340
Document Number	0010010618
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HOWARD CT GRAY GA 310326340, GRAY, GA 31032-6340

Mortgage

Document Number	0010010618
Date	Jul 8, 2019
Book Page	001001/000618
Instrument	1940

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+39.14%)	$91,195 (+54.19%) Land $8,554 Building $82,641	$227,987 (+54.19%) Land $21,385 Building $206,602
2023	$2,772.00 (-0.14%)	$59,145 (-) Land $6,580 Building $52,565	$147,862 (-) Land $16,450 Building $131,412
2022	$2,776.00	$59,145 Land $6,580 Building $52,565	$147,862 Land $16,450 Building $131,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY serves 9,339 people · EPA ID GA1690000
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Tri-CoGo Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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