166 Heathgate Rd, Montgomery, IL 60538 Property Records

Kendall County property record for 166 Heathgate Rd, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,448 sqft · built 1974
Lot Size	0.186 acres (8,093 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Oct 2023)
Tax Bill	$6,241 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-428-003`

Property Details

APN / Parcel Number

Primary APN	`03-04-428-003`
Alternative APN	`1004428003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,093 sqft (0.186 acres)
Lot Dimensions	157 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	166 HEATHGATE RD
City	MONTGOMERY
State	IL
Zip	60538-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 97 BOULDER HILL UNIT 26 SEC. 4-37-8
Legal Range	08E
Legal Township	37N
Legal Section	04
Legal Subdivision	BOULDER HILL
Legal Lot Number	97
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2002
Census Tract	890201

Owner

166 Heathgate Rd is owned and occupied by an individual who bought it in October 2023.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	166 HEATHGATE RD, MONTGOMERY, IL 60538-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 16, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202312098
Prior Transfer Date	Jun 22, 2006
Prior Transfer Doc	0000018785
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 18, 2023
Property Address	166 HEATHGATE RD, MONTGOMERY, IL 60538-2140
Document Number	0000012098
Instrument Date	Oct 5, 2023
Instrument	202300012098
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HEATHGATE RD, MONTGOMERY, IL 60538-2140

Mortgage

Document Number	0000012099
Date	Oct 18, 2023
Instrument	202300012099

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 16, 2019
Property Address	166 HEATHGATE RD, MONTGOMERY, IL 60538-2140
Document Number	0000011508
Instrument Date	Jul 8, 2019
Instrument	11508
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HEATHGATE RD MONTGOMERY IL 605382140, MONTGOMERY, IL 60538-2140

Mortgage

Document Number	11509
Date	Aug 16, 2019
Instrument	11509

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,789 Land $11,507 Building $71,282	$248,367 Land $34,521 Building $213,846
2024	$6,241.00
2022		$64,014 Land $8,897 Building $55,117	$192,042 Land $26,691 Building $165,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 166 Heathgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 166 Heathgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: Verizon.

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