Worcester County and Worcester City property record for 166 Heard St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 1928 |
| Lot Size | 0.321 acres (14,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,687 (2026) |
| Deeds & Mortgages | Jan 2019 Refinance Jul 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-017-29+30 |
| Primary APN | 28-017-29+30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,906 sqft |
| 1st Floor Area | 982 sqft |
| Attic | Attic |
| Attic Area | 1,732 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,001 sqft (0.321 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 28-017-29+30 |
|---|---|
| Street Address | 166 HEARD ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 17 |
| Legal Lot Number | 29+30 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 733101 |
166 Heard St is owned and occupied by two individuals who acquired it in October 2021.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Jul 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Oct 13, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2021 |
| Transfer Doc | 066286-209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 059916-235 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 59916/235 |
| Instrument | 2049 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 062718-160 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 62718/160 |
| Instrument | 70574 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065796-345 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 65796/345 |
| Instrument | 111293 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 13, 2021 |
| Property Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Document Number | 066286-209 |
| Book / Page | 66286 / 209 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 143869 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 100 STEARNS RD, MARLBOROUGH, MA 01752-6042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 25, 2021 |
| Property Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Document Number | 065480-218 |
| Book / Page | 65480 / 218 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 89035 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Mar 12, 2021 |
| Property Address | 166 HEARD ST, WORCESTER, MA 01603-1742 |
| Document Number | 064662-218 |
| Book / Page | 64662 / 218 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 34178 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 100 STEARNS RD, MARLBOROUGH, MA 01752-6042 |
The 2026 property tax bill for 166 Heard St was $4,687, up 4% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,687.00 (+3.97%) | $352,900 (+3.25%) Land $104,900 Building $248,000 | $414,357 (-3.67%) |
| 2025 | $4,508.00 | $341,800 Land $98,800 Building $243,000 | $430,160 (+0.04%) |
| 2024 | $429,970 | ||
| 2023 | $4,249.00 | $296,300 Land $85,900 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 166 Heard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 166 Heard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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