166 Harvest Way, Elyria, OH 44035 Property Records

Lorain County property record for 166 Harvest Way, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2024
Owner2 Individual Names on File
Last Sale$375,300 (Aug 2024)
Tax Bill$5,414 (2025)
Deeds & MortgagesSep 2024 Sale & Construction Loan
Aug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00-004-127-076

Property Details

APN / Parcel Number

Primary APN10-00-004-127-076

Exterior

Year BuiltBuilt 2024

Location & Zoning

Street Address166 HARVEST WAY
CityELYRIA
StateOH
Zip44035-7880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST MEADOWS SUB NO 2 52 X 130
Legal SubdivisionHARVEST MEADOWS SUB NO 2
Legal Block127
Legal Lot Number121
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2005
Census Tract71300

Owner

166 Harvest Way is owned and occupied by two individuals who bought it in August 2024.

Source: Lorain County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address166 HARVEST WAY, ELYRIA, OH 44035-7880
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2024Limited Warranty Deed, Construction Loan · Construction Mortgage
UNION HOME MORTGAGE CORP
Aug 30, 2024Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2024 · Amount on File
Deed SaleAug 30, 2024 · Amount on File
Record UpdatedOct 29, 2026

September 2024: Limited Warranty Deed, Construction Loan

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateSep 17, 2024
Property Address166 HARVEST WAY, ELYRIA, OH 44035-7880
Document Number0000026660
Map ReferenceVOL 116 PG 1-4
Instrument DateAug 29, 2024
Instrument2024-0026660
Transaction TypeConstruction Loan
Record UpdatedMar 23, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address625 CEDARWOOD TRL, ELYRIA, OH 44035-7803

Mortgage

Document Number0000026661
DateSep 17, 2024
Instrument2024-0026661
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

August 2024: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateAug 30, 2024
Property Address166 HARVEST WAY, ELYRIA, OH 44035-7880
Document Number0000024910
Map ReferenceVOL 113 PG 77-80
Instrument DateAug 20, 2024
Instrument2024-0024910
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address166 HARVEST WAY, ELYRIA, OH 44035-7880

Mortgage

Document Number0000024911
DateAug 30, 2024
Instrument2024-0024911
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 166 Harvest Way was $5,414, up 422.6% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,414.00 (+422.59%)$131,250 (+451.47%) Land $29,750 Building $101,500$375,010 (+451.49%) Land $85,000 Building $290,010
2024$1,036.00$23,800 Land $23,800$68,000 Land $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 166 Harvest Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 166 Harvest Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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