166 Hardy Rd, Pulaski, TN 38478 Property Records

Giles County property record for 166 Hardy Rd, Pulaski, TN 38478

Property Summary

Property Type	Rural Home
Details	5 ba · 1,856 sqft · built 2006
Lot Size	45 acres (1,960,200 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Jun 2021)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028136 00400`

Property Details

APN / Parcel Number

Primary APN	`028136 00400`
Alternative APN	`136 00400`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Units	11 Units
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	2,084 sqft
Upper Floors Area	1,160 sqft
Basement Area	1,320 sqft
Finished Basement	660 sqft
Unfinished Basement	660 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,960,200 sqft (45 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	616 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	864 sqft
Pole Barn	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	166 HARDY RD
City	PULASKI
State	TN
Zip	38478-8849
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	136
Legal Description	DISTRICT: 08, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	5
Census Block Group	1
Census Block	1112
Census Tract	920400

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	166 HARDY RD, PULASKI, TN 38478-8849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
Jun 17, 2021	Warranty Deed, Transfer NORTH ALABAMA TITLE, NORTH ALABAMA T&E
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PULASKI TN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jan 6, 2004 · Amount on Record
Deed Document Number	21132859
Deed Book / Page	D390 / 454
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	166 HARDY RD, PULASKI, TN 38478-8849
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 HARDY RD, PULASKI, TN 38478-8849

Mortgage

Document Number	0000138386
Date	May 11, 2022
Book Page	DT633/882
Instrument	22138386

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jun 17, 2021
Property Address	166 HARDY RD, PULASKI, TN 38478-8849
Document Number	0000132859
Book / Page	D390 / 454
Instrument Date	Mar 26, 2021
Instrument	21132859
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	NORTH ALABAMA TITLE, NORTH ALABAMA T&E

Transaction

Amount	Amount Recorded
Tax	$2,512.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	166 HARDY RD, PULASKI, TN 38478-8849

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	166 HARDY RD, PULASKI, TN 38478-8849
Document Number	0000127710
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000127710
Date	Aug 5, 2020
Book Page	000599/000884
Instrument	127710

Lender

Name	FIRST NAT'L BK/PULASKI TN
Address	PULASKI, TN 38478

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00 (+16.08%) Additional exemption filed	$119,325 (-) Land $19,275 Building $100,050
2024	$2,370.00 Additional exemption filed	$119,325 (-) Land $19,275 Building $100,050
2023	$2,370.00 Additional exemption filed	$119,325 (-) Land $19,275 Building $100,050
2022	$2,370.00	$119,325 Land $19,275 Building $100,050	$604,600 Land $204,400 Building $400,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · Severe Storms, Tornadoes And High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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