Westchester County and White Plains City property record for 166 Harding Ave, White Plains, NY 10606
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 2004 |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Jul 2021) |
| Tax Bill | $1,260 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 125.73-5-7.14 |
| Primary APN | 551700 125.73-5-7.14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10140001401 |
|---|---|
| Street Address | 166 HARDING AVE |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10606-1704 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM-2. |
| Legal Subdivision | 160 HARDIN AVENUE CONDOMINIUM |
| Legal Block | 5 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 9100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bronx River Parkway Reservation listed 1991 · 38 contributing resources · NRIS 90002143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 166 HARDING AVE, 4, WHITE PLAINS, NY 10606-1704 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jul 1, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on Record |
| Deed Sale | Jul 1, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2005 · Amount on Record |
| Deed Document Number | 2021611453644 |
| Prior Transfer Date | Jul 3, 2010 |
| Prior Transfer Doc | 0501813215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 28, 2026 |
| Property Address | 166 HARDING AVE, WHITE PLAINS, NY 10606-1704 |
| Instrument Date | Sep 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 166 HARDING AVE, WHITE PLAINS, NY 10606-1704 |
| Date | Sep 28, 2026 |
|---|
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 1, 2021 |
| Property Address | 166 HARDING AVE, WHITE PLAINS, NY 10606-1704 |
| Document Number | 0611453644 |
| Map Reference | MAP 27583 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 611453644 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 HARDING AVE # 4, 4, WHITE PLAINS, NY 10606-1704 |
| Name | Verified Name |
|---|---|
| Address | 257 CENTRAL AVE APT 2E, 2E, WHITE PLAINS, NY 10606-1251 |
| Document Number | 0611813428 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 611813428 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,260.00 (-89.81%) | ||
| 2025 | $12,370.00 | $11,300 (-) Land $4,400 Building $6,900 | $518,349 (+8.72%) Land $201,835 Building $316,514 |
| 2024 | $11,300 (-) Land $4,400 Building $6,900 | $476,793 (+0.84%) Land $185,654 Building $291,139 | |
| 2023 | $11,300 Land $4,400 Building $6,900 | $472,803 Land $184,100 Building $288,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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